Say Hello to Zelle®

This is how Money Moves.®

Say hello to Zelle® – a fast, safe, and easy way to send money in minutes1 to your friends and family, right from the Frederick County Bank mobile app. When you use the Frederick County Bank mobile banking app, Zelle is already available on your phone. Zelle makes it easy to send or receive money from people you trust – no matter where they bank2.

Download the FCB Mobile App to enroll in and access Zelle

Download on the App StoreGet It on Google Play

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Fast

Receive money directly in your account within minutes1

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Safe

Send or receive money right from your Frederick County Bank app

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Easy

Send money using just an email address or U.S. mobile phone number.


Send money in the moment.

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Your Friend Forgot Their Wallet But Not Their Phone

Don’t worry about covering your friend’s share of the meal. Zelle lets you request money and get paid back quickly. That’s more time enjoying Taco Tuesday, less time taco-ing about the tab.

chairs on a deck by a lake

Road Trips Without the Bumps

Headed out on an adventure? Send your share for gas, snacks, and pit stops. With Zelle you can road trip without trippin’.

chairs on a deck by a lake

Your Student Needs Just One More Book

When life’s unexpected obstacles get in the way, you don’t want your money off track as well.

How to Use Zelle

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Send.

Select a contact from your address book or enter the U.S. mobile number or email address of the recipient. Only send money to people you know and trust. Enter the amount you’d like to send and, if you want, add a note. Tap send and you’re done.

Request.

Send your friend a request and a way to pay you back directly with Zelle. Just enter their U.S. mobile number or email address, the amount they owe you, and hit send.3 When they respond, the money will appear in your Frederick County Bank account.

Split.

Zelle makes it easy to quickly split the bill with a built-in calculator. Just tap the “split” button, select the people in your group, and enter the total amount you want to split. Zelle sends a request to everyone for their share.3.


Frequently Asked Questions

 

What is Zelle?
Zelle is a fast, safe and easy way to send money directly between almost any bank accounts in the U.S., typically within minutes1. With just an email address or U.S. mobile phone number, you can send money to people you know and trust, regardless of where they bank2. Ask your recipient to enroll with Zelle before you send them money – this will help them get your payment more quickly

Who can I send money to with Zelle?
You can send money to friends, family and people you know2. We recommend you ask people to enroll with Zelle before you send them money – this will help them get your payment more quickly.

Since money is sent directly from your bank account to another person’s bank account within minutes1, it’s important to only send money to people you trust, and always ensure you’ve used the correct email address or U.S. mobile number. Zelle should not be used to send money to people you don’t know or to purchase goods.

How do I use Zelle?
You can send, request, or receive money with Zelle. To get started, log into Frederick County Bank’s online banking or mobile app and select “Send Money with Zelle Enter your email address or U.S. mobile phone number, receive a one-time verification code, enter it, accept terms and conditions, and you’re finished.

More Zelle FAQs


Enroll in Zelle and get your money moving.

Unlock the full potential of your mobile banking app by using Zelle. Enjoy the benefits of a fast, safe, and easy way of sending and receiving money in minutes.1

Download on the App StoreGet It on Google Play


Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. 

1 Transactions typically occur in minutes between enrolled users. If a recipient is not enrolled in Zelle, it could take 1 to 3 business days to receive the money once the enrollment is completed.

2 Must have a bank account in the U.S. to use Zelle

3 To send payment requests or split payment requests, the U.S. mobile number being used must already be enrolled in Zelle.