Professional Service Providers
Your business focuses on providing outstanding client services and being a resource in your area of expertise. People turn to you for support and answers to their questions. Your business deserves the same quality support from your bank.
We can help your business streamline collecting payments and reduce collection times, navigate cash shortfalls during slow periods, create trust accounts, and more.
Check in with your business
When evaluating what you may need for your business consider the following:
- How many of your clients pay by credit card? Check?
- How often do you require up-front retainers from clients?
- How many separate trust accounts do you maintain for clients?
- Do you use IOLTA accounts?
- How do you track travel expenses by staff for timely client billing?
- What cash flow challenges do you encounter during the year and periods of slow demand?
- What difficulties do you face in paying staff, payroll taxes, and reporting?
Need Help Deciding?
There are a lot of options and solutions available for your nonprofit. One of our relationship managers or bank center team members would love to learn more about your specific goals and needs.
Recommended Products & Services
If you handle a significant number of client transactions that involve small amounts of cash or more significant amounts held for a few days, an Interest Bearing Trust Account (IOLTA) can help aggregate funds. Participating in an IOLTA can help reduce costs.
Line of Credit
A line of credit can help your business manage cash during shortfalls or slow seasons, help you invest in new technology that will improve productivity and workflow, and cover expenses while waiting for client payments to be received.
Business Credit Card
& Check Card
Make purchases easier and streamline expense reporting for travel to clients, billing, and company needs. Business cards can help you institute spend controls by purchase type, employee, or department.
Move or Upgrade Facilities
Currently renting your office space? Has your practice or firm outgrown or need to update your current space? A real estate loan can help with everything from cosmetic updates to make your office more inviting to building a state-of-the-art facility.
Mobile & Online Banking
You’re busy helping your clients, FCB’s mobile and online platforms for business can make it easy for you to access your accounts, make transfers, pay bills, and set alerts on-the-go. Digital banking is convenient, secure, and efficient.
ACH Services with Blocks & Filters
Collect recurring payments or make recurring payments quickly and easily. Accelerate and reduce costs of accounts payable, reduce the possibility or check fraud, and create “blocks” to prevent unauthorized activity. Usually provides next-day settlement
Benefits of Community Banking
Where you choose to bank matters. It’s your voice on what’s important to you and an opportunity to be part of a larger movement that has a big impact. The same way you may shop local stores, buy local produce and foods, and support local charities, when you bank locally you are investing in the success and prosperity of our community. How does it work? Every bank invests in something. Community banks like ours, invest in the local economy through things like small business loans.
FCB Relationship Managers and the business development team are a great resource for your business. They can help you decide what products and services are best suited to your individual business needs, goals, and dreams. Connect with them to schedule a conversation.