Medical Offices • Chiropractic Clinics • Dental Practices • Imaging Labs • Psychiatric Practices • Holistic Health
You prioritize the health and well-being of your clients and are focused on providing exceptional service. Frederick County Bank works with healthcare professionals like you to determine the best financial products and services to help you practice function efficiently and on budget.
When you need a financial partner who understands the goals and challenges of running a healthcare practice, FCB has experience and the local expertise.
Check in with your practice
When evaluating what you may need for your business consider the following:
- How many of your patients pay with a credit card? What challenges have you faced in handling credit card payments?
- What is the delay between check payments received at your center and availability of funds?
- How have delays by patients in paying co-pays and deductibles affected your ability to pay your expenses?
- Do you experience cash shortfalls due to delays in insurance payments?
- How are you financing equipment purchases?
- What plans do you have for office improvements?
- What difficulties do you face in paying staff, payroll taxes, and reporting?
Need Help Deciding?
There are a lot of options and solutions available for your practice. One of our relationship managers or bank center team members would love to learn more about your specific goals and needs.
Located on Thomas Johnson Drive? Our Aspen Ridge bank center is in the neighborhood!
Recommended Products & Services
Ensure your practice has the cutting-edge equipment needed to help your clients with low impact on your working capital. From imaging machines to lab technologies to examination tables and more – the right equipment can help you maintain or expand your services.
Business Courier Service
You’re busy with patients and your practice. The FCB Business Couriers can provide door-to-door service for your noncash deposits, which can improve efficiency for practices that receive checks or have limited time and personnel.
Move or Upgrade Facilities
Outgrown or need to update your current space? A real estate loan can help with everything from cosmetic updates to make your practice more inviting to constructing a new state-of-the-art facility.
Merchant Services & Cash Management
Ensure timely payment from private insurers and manage payments from patients no matter how they pay. Free up cash flow that would otherwise be stuck in slow collections and offer the convenience of paying with a card.
ACH Services with Blocks & Filters
Collect recurring payments or make recurring payments quickly and easily. Accelerate and reduce costs of accounts payable, reduce the possibility or check fraud, and create “blocks” to prevent unauthorized activity. Usually provides next-day settlement
Mobile & Online Banking
You’re busy helping your clients, FCB’s mobile and online platforms for business can make it easy for you to access your accounts, make transfers, pay bills, and set alerts on-the-go. Digital banking is convenient, secure, and efficient.
Benefits of Community Banking
Where you choose to bank matters. It’s your voice on what’s important to you and an opportunity to be part of a larger movement that has a big impact. The same way you may shop local stores, buy local produce and foods, and support local charities, when you bank locally you are investing in the success and prosperity of our community. How does it work? Every bank invests in something. Community banks like ours, invest in the local economy through things like small business loans.
Meet the Business Relationship Team
FCB Relationship Managers and the business development team are a great resource for your business. They can help you decide what products and services are best suited to your individual business needs, goals, and dreams. Connect with them to schedule a conversation.