Community-Based Businesses

Small and community-based businesses are a big part of what keeps our Frederick community vibrant and unique. From locally-owned restaurants, shops, and entertainment to craft breweries, wineries, and distilleries, Frederick has a lot of offer.

At FCB Bank we believe in entrepreneurs and innovators, disrupters and trailblazers, and those looking to turn their ideas into reality. We know the challenges and rewards of the business journey because we ourselves have grown from a core group of individuals with a dream to a team of 75 employees supporting that common goal. FCB Bank provides forward-thinking services and integrates technology into both our products and our approach. When you need flexible financial solutions for your business, we're ready to support you - because we understand where you are and where you're headed.

Check in with your business

When evaluating what you may need for your business consider the following:

  • How do your customers want to pay? What challenges have you faced handling mobile, credit card, and check payments?
  • What delays do you experience from receipt of credit card payment from your customer to available funds in your bank account?
  • What upgrades or remodeling plans do you have to differentiate your business from others in the area and national competitors?
  • How do daily and seasonal changes in customer traffic affect your cash flow?
  • How do your payment terms with vendors affect your operations and cash flow?
  • What difficulties do you face in paying staff, payroll taxes, and reporting?

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Need Help Deciding?

There are a lot of options and solutions available for your business. Any of our community banking office managers or team members would love to learn more about your specific goals and needs.

Say Hello

Recommended Products & Services

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Business Financing

The right loan or line of credit can help you finance your project or improve your workflow. When you’re building, running, or expanding your business a loan can be an essential tool. 

Find the Right Loan

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Point of Sale Tools

As a merchant, you know how important it is to offer your customers a range of payment options. From card to mobile, FCB Bank can help you with the technology and resources to accept transactions quickly, easily, and in a cost-effective way

View Sell & Invoice Tools

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Protect Your Accounts from Fraud

Prevent fraudulent and unauthorized activity from checks and ACH actions with Positive Pay and ACH Account Block. Together with FCB Bank, these services help you set protections and review criteria that lessens your risk of being a target of fraudulent activity.

Protective Products

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Mobile & Online Banking

You’re busy helping people in our community, FCB Bank’s mobile and online platforms for business can make it easy for you to work smarter, not harder and focus on what you love

Bank From Anywhere

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Night Depository

Deposit your daily cash, checks, and credit card slips outside of normal banking hours for processing the next business day. All FCB Bank locations have a business night depository.

Find an FCB Bank Office