Who We Are
FCB … More than a Bank!
You love Frederick and so do we. That’s why we’re dedicated to helping local businesses, individuals, and families manage, save, and enjoy their money. We believe that together we can continue to invest in the success and prosperity of our community. We’ve been inspired by the Frederick community since opening in 2001.
Who We Are
We are one of Frederick County’s only community banks. Whether it’s volunteering, sponsoring local events, or helping neighbors become successful business owners, we’ve built a reputation as a strong community partner. We serve Frederick County and the surrounding areas with a team of nearly 75 employees and 5 bank centers.
What We Do
You probably know “What” we do so we’ll keep it short and sweet. We offer financial products and services to businesses and individuals (things like checking and savings accounts, personal loans and mortgages, SBA loans, merchant processing, and more). We serve individuals, corporations, partnerships, small- and medium-sized businesses, sole proprietorships, and nonprofit institutions.
We build relationships that empower our employees, exceed our clients’ expectations, and enrich the communities we serve.
Integrity, Service, Professionalism, Innovation, Recognition, Excellence.
What We Believe
Improving our community and our world
A community bank is only as strong as the community we serve. We believe in lending a hand up with local nonprofits and volunteering to have a measurable impact where our clients and our team live, work, and play. We believe in small and locally owned businesses. We believe in going local.
Helping you navigate the path to financial well-being
Whether you’re in business, looking to save for the future, or trying to finance a dream home or remodel, we’re committed to providing the tools and resources you need to achieve financial well-being.
Living our core values
It’s our pledge to you, that you’ll be treated fairly and confidentially; that our employees will act with integrity and professionalism; and that we will always do the right thing. We make it a point to live by our core values.
Local businesses and individuals are our passion. We believe in going local when shopping, eating, and more. We celebrate small businesses, entrepreneurs, families, and local heroes in our bank centers, advertising, and on social media. Come say hello!
FCB opened our doors in October 2001, at a time when the entire country was shaken, questioning, and unsure. The banking industry was experiencing consolidation and community banks were disappearing. But the team at FCB persisted because we were inspired by the vision of a strong thriving community.
We saw a Frederick where local businesses and families could grow, neighbors would be supported, and people would invest in the future of their hometown. We saw a community that desired a personal touch and relationship with their bank, and we were ready to bring that back to Frederick.
Today Frederick County Bank is a strong and independent organization that develops and supports the economic and social health of our community. With five bank center locations in Frederick County, our team is ready to be a resource to you. Whether you want to start a business, purchase or renovate your home, or just ask questions about your financial goals and plans, our team is warm, friendly, and knowledgeable. We love to celebrate local businesses, events, and individuals.
Benefits of Community Banking
Where you choose to bank matters. It’s your voice on what’s important to you and an opportunity to be part of a larger movement that has a big impact. The same way you may shop local stores, buy local produce and foods, and support local charities, when you bank locally you are investing in the success and prosperity of our community. Discover how it works!
Awards & Celebrations
FCB has a lot to celebrate! We’ve earned awards for our corporate culture, service to clients, and support of the community. We celebrate our achievements as a team and are thankful for the Frederick community for their support and recognition. If you’ll allow us to brag a little, we’d love to share some of our recognition and achievements.