FCB Blog / Tips
Preparing for the financial impact of natural disasters
As witnessed recently in a number of areas in the United States, natural disasters such as a severe storm, fire or flood can happen at any time. These tragedies cause damage to homes and property...
Understanding Your Credit
We hear a lot about credit---credit history, credit reports, credit scores, credit monitoring. Your credit matters because it affects your ability to get a loan, housing, insurance, and more. It’s...
Managing Debt
By the time young people today reach midlife, they are more likely to be buried under student loans and saddled with credit card debit---and, perhaps, a large mortgage---than they are to have an...
Understanding Home Equity
One of the biggest benefits of home ownership is the ability to leverage your home to help pay for the things you need. From renovations and repairs to financing large purchases to consolidating...
Home Equity Loan vs. Line of Credit
Both home equity loans and home equity lines of credit (HELOC) are ways to borrow money from the value you’ve accumulated in your house or property. But there are a few differences in how they...
The Pros and Cons of Using Your Home's Equity
If you’re a homeowner, you likely have some equity built up in your house. Equity is the difference between the market value of your home (or property) and the amount you owe on your mortgage....