Prepaid Payroll Cards

Employees Gain Access While You Reduce Overhead

What if you could help your employees while streamlining your payroll process? With the Prepaid Payroll Card, it’s possible. Your employees enjoy more secure access to their funds, discounts at local businesses, and the purchasing flexibility of a Mastercard® Debit. You enjoy saving time and money.

Join the Program

Employer Benefits

credit card resting on edge of laptopStreamline Payroll

Add all your eligible employees to your direct deposit payroll for easier and less costly processing. Save on paper check production, distribution, and reconciliation and enjoy easier corporate disbursements.


red lock with FCB logo locked to metal fenceDecreased Risk of Fraud

Transitioning your employees to a direct deposit can help reduce the risk of paycheck fraud. 

shopping bagAn Added Employee Benefit

Paying with a card is fast, easy, and convenient - and is becoming the only payment option at many businesses. If your employees are unbanked or underbanked, they may not have access to a debit card. By providing a prepaid payroll card you’re increasing their financial well-being and providing them with a great tool.

desktop computerEasy to Manage

Getting your employees ready to use the service is quick and easy. Use the employer dashboard to add, edit, and remove employees from your program at any time. Create admin permissions and logins so you can delegate the process to your payroll or finance departments.


Your employees will enjoy access to and control over their funds as well as local perks.

Features of a Prepaid Payroll Card

  • Move money inside or outside the United States
  • Transfer money to other Digiliti Money cardholders
  • Load funds through direct deposit, Greendot, in-branch, or bank transfer via ACH
  • More secure than paper checks or carrying large amounts of cash
  • Can be used anywhere Mastercard® debit card are accepted, including online
  • Track and manage activity without paper statements
  • Access bill pay and mobile deposit using the SMMX app
  • Store and manage balances up to $10,000
  • Available to qualified individuals with a TIN or ITIN, no need for a personal bank account
  • Access to local deals and coupons


Frederick County Bank is a distributor of the Digiliti Money Prepaid Mastercard® Payroll Card. Card issuer is Central Bank of Kansas City (CBKC).

The Digiliti Money™ Prepaid Mastercard is issued by Central Bank of Kansas City Member FDIC, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark of Mastercard International Incorporated. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. If you have any questions regarding the Card or such fees, terms, and conditions, consult the Cardholder Agreement Fee Schedule and Privacy Policy by contacting a bank center representative.