Checking Accounts
Get more with your checking account
Life is all about moments – and FCB Bank is there with you through them all. Our Advantage Rewards Checking accounts are designed with life in mind. Enjoy money saving options and everyday protection benefits all conveniently available through a mobile app or your computer's browser.

Advantage Rewards Plus Checking
- Anywhere Banking (online banking, mobile banking, bill pay, debit card, Zelle® and eDocuments)
- Shop local, save local with BaZing discounts
- Cell Phone Protection
- ID Theft Aid
- Roadside Assistance
- $10,000 travel accidental death coverage
- Health Savings
- Buyer’s Protection and Extended Warranty
- $100 off closing costs for residential mortgages and home equity consumer loans and lines on a primary residence
- Earn interest on your checking when you maintain a $1,000 minimum balance
- Free standard and official checks
- $1,000 minimum opening amount
Maintain a $1,000 average daily balance, and we’ll waive the $7.95 monthly fee.

Advantage Rewards Checking
- Anywhere Banking (online banking, mobile banking, bill pay, debit card, Zelle® and eDocuments)
- Shop local, save local with BaZing discounts
- Cell Phone Protection
- ID Theft Aid
- Roadside Assistance
- $10,000 travel accidental death coverage
- Health Savings
- Buyer’s Protection and Extended Warranty
- $100 off closing costs for residential mortgages and home equity consumer loans and lines on a primary residence
- $25 minimum opening amount
- No minimum balance required
Enjoy all these included services for only $5.95 per month. Open your account today and receive a 60-day free trial! No minimum balance required.

Basic Checking
- Anywhere Banking (online banking, mobile banking, bill pay, debit card, Zelle® and eDocuments)
- $25 minimum opening amount
- No minimum balance required
Get to Know Your Account Features
At FCB Bank, we're committed to you, our customers. That’s why we're offering a checking account that features more benefits than ever before through powerful new services called Advantage Rewards. Advantage Rewards is now available and brings money saving options and everyday protection benefits powered by BaZing. And, it's all provided through a convenient mobile app for your smartphone (no smart phone, no problem – you can also access all the benefits through your computer's browser). Learn more about the benefits you can enjoy below.
Roadside Assistance
Stranded with a flat? Car won’t start? ACNB Bank has you covered. Roadside assistance is available 24/7 up to $80. Learn more.
Cell Phone Protection
Life happens. We can help. Receive up to $400 per claim ($800 per year) if your cell phone is broken or stolen. Learn more.
ID Theft Aid
You’re covered with payment card fraud resolution, $2,500 in personal identity theft benefits and identity restoration. Learn more.
Local Savings
The BaZing app brings over 400,000 discounts on shopping, dining, travel and more right to your fingertips, wherever you are. Learn more.
Prescription, Vision and Hearing Savings
Save up to 50% on prescriptions, up to 50% on frames and lenses and up to 15% on hearing aids. Learn more.
Discounts right on your phone, right where you are.
Save at the places you know and love. Enjoy local discounts near you, plus thousands of deals across the U.S. Simply show the retailer your mobile coupon at checkout for instant savings.
"I saved $24.95 this weekend when we ate at the Thacher & Rye and shopped at McCutcheon's Apple Products in Frederick"
“I was in Hagerstown sitting in my favorite restaurant in town, called Schula’s Grill and Crab House, and up popped a notification for 10% off. I saved $9.91.”
“I saved $24.99 using my mobile shopping discount of 25% off one item through Coldwater Creek.”
Use your new mobile app for many savings opportunities including discounts at the pharmacy, roadside assistance, cell phone protection and more.
Ways To Open An Account
Talk to us
Call now!
Visit an Office
Our friendly knowledgeable office staff can take your application at an office convenient to you.
Use our office locator to find an office near you.
Checking: Other fees may apply such as overdraft, stop payment or ATM fees. See fee schedule. Benefits are offered and provided by BaZing and are subject to additional terms and conditions available at www.bazing.com. BaZing business offers may change at any time without notice. Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions and may choose to limit deals. ATMs at all Sheetz® locations are surcharge-free for FCB Bank Mastercard® debit card customers.