Checking Accounts

Get more with your checking account

Life is all about moments – and FCB Bank is there with you through them all. Our Advantage Rewards Checking accounts are designed with life in mind. Enjoy money saving options and everyday protection benefits all conveniently available through a mobile app or your computer's browser.

OPEN ONLINE       1-844-413-5463

Personal Advantage Plus Checking

Advantage Rewards Plus Checking

Maintain a $1,000 average daily balance, and we’ll waive the $7.95 monthly fee.


Advantage Rewards Checking

Advantage Rewards Checking

Enjoy all these included services for only $5.95 per month. Open your account today and receive a 60-day free trial! No minimum balance required. 


Basic Checking

Basic Checking

  • Anywhere Banking (online banking, mobile banking, bill pay, debit card, Zelle® and eDocuments)
  • $25 minimum opening amount
  • No minimum balance required


Get to Know Your Account Features

At FCB Bank, we're committed to you, our customers. That’s why we're offering a checking account that features more benefits than ever before through powerful new services called Advantage Rewards. Advantage Rewards is now available and brings money saving options and everyday protection benefits powered by BaZing. And, it's all provided through a convenient mobile app for your smartphone (no smart phone, no problem – you can also access all the benefits through your computer's browser). Learn more about the benefits you can enjoy below.

Advantage Rewards App

Roadside Assistance

Stranded with a flat? Car won’t start? ACNB Bank has you covered. Roadside assistance is available 24/7 up to $80. Learn more.

Cell Phone Protection

Life happens. We can help. Receive up to $400 per claim ($800 per year) if your cell phone is broken or stolen. Learn more.

ID Theft Aid

You’re covered with payment card fraud resolution, $2,500 in personal identity theft benefits and identity restoration. Learn more.

Local Savings

The BaZing app brings over 400,000 discounts on shopping, dining, travel and more right to your fingertips, wherever you are. Learn more.

Prescription, Vision and Hearing Savings

Save up to 50% on prescriptions, up to 50% on frames and lenses and up to 15% on hearing aids. Learn more.

Phone showing map and callouts

Discounts right on your phone, right where you are.

Save at the places you know and love.  Enjoy local discounts near you, plus thousands of deals across the U.S.  Simply show the retailer your mobile coupon at checkout for instant savings.

"I saved $24.95 this weekend when we ate at the Thacher & Rye and shopped at McCutcheon's Apple Products in Frederick"

“I was in Hagerstown sitting in my favorite restaurant in town, called Schula’s Grill and Crab House, and up popped a notification for 10% off.  I saved $9.91.”

“I saved $24.99 using my mobile shopping discount of 25% off one item through Coldwater Creek.”

Use your new mobile app for many savings opportunities including discounts at the pharmacy, roadside assistance, cell phone protection and more.

Ways To Open An Account

Open An Account Online

Easily open an account online today!

Open Online

Talk to us

We have dedicated staff that can assist you with getting started.

Call now!


Visit an Office

Our friendly knowledgeable office staff can take your application at an office convenient to you.

Use our office locator to find an office near you.

Find an Office

Checking: Other fees may apply such as overdraft, stop payment or ATM fees. See fee schedule. Benefits are offered and provided by BaZing and are subject to additional terms and conditions available at BaZing business offers may change at any time without notice. Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions and may choose to limit deals. ATMs at all Sheetz® locations are surcharge-free for FCB Bank Mastercard® debit card customers.