About Us

Committed to Frederick County’s Next Chapter

Whether your next chapter is starting a business, buying a house, saving for retirement, or enjoying your passions, our team is committed to supporting you and your financial goals.

For everywhere you go and for all the things you are committed to, you can count on FCB Bank to be your local financial partner for life.  We pledge to offer the best solutions in products, services and support every step of the way.

Our Story

Frederick County Bank opened its doors in October 2001, with the goal of helping local businesses, individuals, and families manage, save, and enjoy their money.

In 2020, Frederick County Bancorp, Inc., the parent company of Frederick County Bank, and ACNB Corporation, the parent financial holding company of ACNB Bank, a Pennsylvania state-chartered, FDIC-insured community bank, headquartered in Gettysburg, PA, joined together to create an even better community bank to meet your financial needs.

Our two organizations share a tradition of delivering the best experience to every customer and caring about the communities, businesses and people served. A steadfast determination to building an even stronger community bank means the legacy will continue for future generations.

You now have the opportunity to explore and take advantage of our full range of integrated financial services such as commercial and retail banking, trust, retail brokerage, and insurance. You also have access to 33 locations in Maryland and Pennsylvania, including the five original offices in Frederick that now operate under the brand of FCB Bank, a division of ACNB Bank

We are extremely proud to be your full-service community bank in Frederick County. It is our vision to fulfill this role by building relationships with you and finding solutions for your financial needs. 

Stop by any one of our convenient community banking offices and say hello. We look forward to serving you – now and in the future.  

A Community Promise 160 Years in the Making

Through the years, we have been there for our customers and shared communities by providing local support and financial solutions to achieve their goals. 

We believe that a thriving community is the best thing for our residents and businesses. That’s why FCB Bank focuses on giving back and lending a hand whenever we can. Whether it’s volunteering, supporting local events, or helping our neighbors, FCB Bank has built a reputation as a strong community partner. 




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Investor Relations

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