Online Banking

Other Services

Take Advantage of These Other Convenient Services When You Bank with FCB

FCB Mobile Deposit Capture

Download the free FCB Mobile App and start depositing checks anytime, anywhere. Just endorse the back of the check you wish to deposit, take two photos of the check through the FCB Mobile App feature (front & back), and submit. It's that simple! For security, FCB Mobile Deposit Capture is restricted to your personally registered device. In addition, you may receive notifications and alerts on all mobile deposits (and all transactions) for enhanced safety and security!


Ready Reserve Overdraft Protection

Never be overdrawn again when you establish a line of credit* attached to your FCB checking account. In the event of an overdraft, funds up to the available credit limit are automatically transferred so you'll avoid the hassles of returned checks and overdraft charges.

*Application subject to credit approval.

FCB VISA® Debit Card

There's no need to carry cash when you can enjoy real purchasing power with the card that works like a check and also provides ATM access! All transactions are subject to available funds and daily transaction limits.

To report a lost or stolen card, please call FCB Operations at 301-620-1400 during regular business hours or call 1-800-500-1044 during non-business hours.


FCB VISA® Credit Card    

FCB offers a variety of personal credit cards to meet your needs. Become a card member and enjoy a wide range of benefits including competitive introductory rates and your choice of rewards programs. Learn more about personal credit card options today!

Automated Teller Machines (ATMs)

FCB offers a 24-hour ATM at each of its convenient bank centers, where you may make deposits, check balances, transfer funds and obtain cash up to the daily limit. In addition, FCB customers enjoy surcharge-free ATM access at convenient locations throughout Frederick County and nationwide through the Allpoint®, SUM®, and MoneyPass® ATM networks.

For added convenience, FCB's ATM withdrawal limit is now $500 per day.

24-Hour Toll-Free Telephone Banking — 1-877-236-1485

Use our toll-free telephone banking number anywhere, any time to have access to a full menu of account functions including transfers and fax statements.

Night Depository

Drop off your deposits after hours at any FCB bank center location for convenient processing during our next business day.


  • Security Awareness & Alerts

    Frederick County Bank is serious when it comes to your safety and securing your personal information. We will help keep you informed with all the news and information you need to feel protected. 

  • Latest News

    Read the latest news releases for FCB!

  • Mobile Deposit Capture

    Mobile Deposit Capture - Now Available! Learn more about FCB Mobile Deposit’s benefits and features today.

  • Online Banking & Bill Pay

    Enjoy the modern convenience and security of FCB's Online Banking & Bill Pay today, including remote deposit capture for both personal and business use!