Personal Savings Accounts

Your Future Self Will Thank You

We all have dreams we’re saving for. Whether it’s paying for education, saving for a car or house, preparing for retirement, or planning a great trip or vacation, it’s important to make saving convenient. A savings account is also a great way to create an emergency fund that can support you through life’s unexpected changes. The right account can help you automate, increase, and protect your savings.

Find the Right Account

Personal Savings

This account is great for everyday savings, vacation accounts, holiday planning, and more. A low minimum balance means you’re reaching your goals, not paying fees.

Features

  • No monthly maintenance fees with minimum balance of $100
  • Interest bearing
  • Six withdrawals per monthly statement cycle. why six?
  • Includes checks, debit card, and Point of Sale (POS) transactions, or pre-authorized transfers
  • Your deposits are insured by the FDIC up to the maximum allowed by law

Next Steps

Personal Savings for Minors

Give your kids a head start on practicing good financial habits. With an FCB Youth Savings Account children under 18 years of age will be able to experience first hand the power of savings. This is great for depositing birthday money, allowance, pocket money from chores, or a paycheck from a first job.

Features

  • Custodial access and supervision so you’re always in control and in-the-know
  • Interest bearing
  • Skip the monthly maintenance fee with a minimum monthly balance of $50
  • Six withdrawals per monthly statement cycle why six?
  • Includes checks, debit card, and Point of Sale (POS) transactions, or pre-authorized transfers
  • Your deposits are insured by the FDIC up to the maximum allowed by law

Next Steps

Personal Money Market Account

This interest-bearing account provides competitive rates while keeping balances readily available. Interest rates are tiered to reward higher balances with a higher return. 

Features

  • Interest-bearing (interest is compounded daily) 
  • Competitive Rates with balances readily available
  • Manage your funds with FCB’s free online banking and bill pay service
  • Six withdrawals per monthly statement cycle why six?
  • Skip the monthly fee when you maintain a minimum monthly balance of $1,000
  • Your deposits are insured by the FDIC up to the maximum allowed by law

Next Steps

Certificates of Deposit (CDs)

Certificates of Deposit are a popular and protected way to grow your savings. With many options, CDs can fit your investment timeframe and budget. If you’re looking for a mid- to long-term investment strategy with minimal risk and a predictable rate of return, a Certificate of Deposit may be a good option for you.

Features

  • Flexible terms and competitive interest rates that grow your savings with a predictable return on investment.
  • Your deposits are insured by the FDIC up to the maximum allowed by law
  • Select from terms of 3 months to 5 years

Next StepsView Rates


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