Personal Checking Accounts

It’s time to check in on your checking account options

You depend on your checking account every day, let’s make sure you have the best option. Whether you want to minimize fees, protect the environment, or have access on-the-go, FCB Bank has a solution

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Universal Account Features

The following great services are provided as part of your relationship with FCB Bank when you open a personal account. 

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Mobile & Online Banking

Check and manage your account from anywhere, anytime.

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Local Support

Our contact center team is ready to help.

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Bank Locations

Visit any of our 5 community banking offices for assistance.

Time for More Checks?

If this is your first time ordering online or you've had a change of address, please call 301-620-1400 or visit one of our community banking offices so we can set up your online ordering profile. If you have already ordered through the Check Printing Services (CPS) portal you can order through the link below.

Order Checks Online

Find the Right Account For You

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FCB Bank Choice Checking

Choice Checking is a popular account option with a low monthly minimum balance requirement of $500. Skip the monthly maintenance fee by maintaining a balance of $500, having a recurring monthly direct deposit, or maintaining a minimum balance of $1000 across your FCB Bank accounts.

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FCB Bank EChecking

A popular account option with no monthly minimum balance requirement. Waive the monthly maintenance charge when you subscribe to electronic statements that help reduce paper waste and protect our environment. Skip the monthly maintenance fee when you subscribe to free electronic statements and make one bill payment transaction using FCB Bank Bill Pay each month.

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FCB Bank Advantage Checking

This account is a popular option that provides great features for those 55 and older. Enjoy free FCB Bank custom logo checks, unlimited check writing, and more with no minimum monthly balance requirement. Skip the monthly maintenance fee with a recurring monthly direct deposit or by maintaining a minimum balance of $1,000 across your FCB Bank accounts.

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Go Green Plus

A popular option for those interesting in automation and moderate debit card use. This is interest-bearing account when the following monthly conditions are met:

  • Subscribe to paperless e-statements with check images*
  • Use your FCB Bank Visa® Debit Card at least 12 times
  • Pay at least one bill with FCB Bank Online Bill Pay
  • Receive one ACH credit (direct deposit) or debit (payment)

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FCB Bank NOW Account

An interest-bearing account with minimal hurdles. Enjoy no monthly maintenance charges when you maintain a minimum monthly balance of $1,000.

Compare Accounts

When deciding which account is right for you it’s important to consider the balance you’re likely to have in your account, your monthly activity, and how to avoid maintenance fees. We’re happy to help you navigate your choices – come say hello or give us a call.

Ready to open an account? View Next Steps

NonInterest Bearing Personal Checking Accounts

* Minimum Monthly Balance
FCB Bank eChecking No Minimum
FCB Bank Choice $500
Advantage Checking
for 55+
No Minimum
* Account Maintenance
FCB Bank eChecking $5
FCB Bank Choice $9
Advantage Checking
for 55+
$8
* Skip the Monthly Fee When You
FCB Bank eChecking Subscribe to free electronic statements and make one bill payment transaction using free FCB Bank Bill Pay each month
FCB Bank Choice Make one recurring direct deposit, maintain a minimum balance in the account, or maintain a combined minimum balance in other FCB Bank checking, money market, or savings accounts
Advantage Checking
for 55+
Make one recurring direct deposit, maintain a minimum balance across FCB Bank accounts
* Free VISA® debit card
FCB Bank eChecking
FCB Bank Choice
Advantage Checking
for 55+
* Free online banking and bill pay
FCB Bank eChecking
FCB Bank Choice
Advantage Checking
for 55+
* Free mobile banking with bill pay, deposit capture, and transfers
FCB Bank eChecking
FCB Bank Choice
Advantage Checking
for 55+
* Free electronic statement
FCB Bank eChecking
FCB Bank Choice
Advantage Checking
for 55+
* Free online check images
FCB Bank eChecking
FCB Bank Choice
Advantage Checking
for 55+
* Free email and mobile device alerts
FCB Bank eChecking
FCB Bank Choice
Advantage Checking
for 55+
* Surcharge-free FCB Bank ATM access
FCB Bank eChecking
FCB Bank Choice
Advantage Checking
for 55+
* Unlimited Check Writing
FCB Bank eChecking
FCB Bank Choice
Advantage Checking
for 55+
* FCB Bank eChecking FCB Bank Choice Advantage Checking
for 55+
Minimum Monthly Balance No Minimum $500 No Minimum
Account Maintenance $5 $9 $8
Skip the Monthly Fee When You Subscribe to free electronic statements and make one bill payment transaction using free FCB Bank Bill Pay each month Make one recurring direct deposit, maintain a minimum balance in the account, or maintain a combined minimum balance in other FCB Bank checking, money market, or savings accounts Make one recurring direct deposit, maintain a minimum balance across FCB Bank accounts
Free VISA® debit card
Free online banking and bill pay
Free mobile banking with bill pay, deposit capture, and transfers
Free electronic statement
Free online check images
Free email and mobile device alerts
Surcharge-free FCB Bank ATM access
Unlimited Check Writing

Interest Bearing Personal Checking Accounts

Account Features Minimum Monthly Balance
FCB Bank Go Green Plus Checking No Minimum
Personal NOW Checking $1,000
Account Features Account Maintenance
FCB Bank Go Green Plus Checking $5
Personal NOW Checking $15
Account Features Skip the Monthly Fee When You
FCB Bank Go Green Plus Checking see product description above
Personal NOW Checking see product description above
Account Features Free VISA® debit card
FCB Bank Go Green Plus Checking
Personal NOW Checking
Account Features Free online banking and bill pay
FCB Bank Go Green Plus Checking
Personal NOW Checking
Account Features Free mobile banking with bill pay
FCB Bank Go Green Plus Checking
Personal NOW Checking
Account Features Free electronic statement
FCB Bank Go Green Plus Checking
Personal NOW Checking
Account Features Free online check images
FCB Bank Go Green Plus Checking
Personal NOW Checking
Account Features Free email and mobile device alerts
FCB Bank Go Green Plus Checking
Personal NOW Checking
Account Features Surcharge-free FCB Bank ATM access
FCB Bank Go Green Plus Checking
Personal NOW Checking
Account Features Interest bearing*
FCB Bank Go Green Plus Checking
Personal NOW Checking
Account Features Additional Conditions
FCB Bank Go Green Plus Checking Available only to individual consumers and sole proprietors
Account Features FCB Bank Go Green Plus Checking Personal NOW Checking
Minimum Monthly Balance No Minimum $1,000
Account Maintenance $5 $15
Skip the Monthly Fee When You see product description above see product description above
Free VISA® debit card
Free online banking and bill pay
Free mobile banking with bill pay
Free electronic statement
Free online check images
Free email and mobile device alerts
Surcharge-free FCB Bank ATM access
Interest bearing*
Additional Conditions Available only to individual consumers and sole proprietors

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Lock and Unlock Your Cards

Control how, where, and when your cards are used using your mobile device and the FCB Bank mobile app. Turn your card on or off with the touch of a button.

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Get Mobile & Online Banking

Protect your accounts, send and receive money from friends, pay bills, and so much more with FCB Bank mobile & online banking

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