Personal Banking

What are your financial dreams and
how can we make them happen?

No matter where you are on your financial journey, it’s good to have a bank you can trust and use as a resource. You deserve peace of mind when it comes to your financial well-being. From budgeting to saving, to planning and investing we’re here to help!

Piggy bank with money coming out the top

Track, Manage, Save, and
Spend Your Funds

Find products and accounts that will make your day-to-day financial wellbeing easier.


chairs on dock

Save for Retirement

It’s never too early to start saving for the life you want when you retire.
Your future self will thank you!



Purchase or Renovate
Your Dream Home

Your home is more than a house! Find financing options to purchase, repair, or expand.


Explore Products

Benefits of Community Banking

Where you choose to bank matters. It’s your voice on what’s important to you and an opportunity to be part of a larger movement with a big impact. When you bank locally, you are investing in the success and prosperity of our community, just like when you shop at local stores, buy local produce and foods, and support local nonprofits. How does it work? Every bank invests in something. Community banks like ours invest in the local economy through business loans, home mortgages, and more.

Community Banking Benefits


Meet the Bank Center Managers

All of our Frederick County Bank team members are invested in the success of the Frederick County community. Our Bank Center Managers are a great resource for questions, product information, and local resources. Whether you’re looking to save for the future, manage your current accounts, or make a big purchase, our team is ready to help.