The Equifax Security Breach - What you should know

October 2, 2017
The Equifax Security Breach - What you should know

As you may have heard, on September 8, 2017, Equifax, one of the major credit reporting agencies, announced a breach of their system from mid-May through July 2017. During this period hackers accessed people's names, social security numbers, birth dates, addresses, drivers licenses numbers, and credit card numbers. 

While this was not a breach of Frederick County Bank's systems, we want to help you understand steps you can take to protect your information.

  1. Check if you were impacted: Equifax has set up a dedicated website for consumers to determine whether they have been effected by the breach: To use, click the "Potential Impact" tab, enter your last name and the last six digits of your social security number. Please take precautions to use a secure computer and connection when accessing this site or anytime you provide sensitive information online. Equifax recommends that consumers contact their dedicated call center at 1-866-447-7559. The call center is open 7 days a week from 7:00 am 1:00 am Eastern Time. 
  2. Check your credit reports: Check activity on your credit reports from Equifax, Experian, and TransUnion. 
  3. Monitor your existing credit card and bank accounts: Check your accounts frequently for charges you don't recognize.
  4. Consider placing a credit freeze on your files: A credit freeze makes it hard for someone to open a new account in your name.  Keep in mind that a credit freeze won't prevent a thief from making charges to your existing accounts.
  5. Consider placing a fraud alert on your files: A fraud alert warns creditors that you may be an identity theft victim and that they should verify that anyone seeking credit in your name really is you.
  6. Protect your information: Be cautious about requests for your personal information. Shred documents that contain identifying information about you and your accounts. 

Download Tips for Consumers What to do Post-Breach from Financial Services Information Sharing and Analysis Center.