The Equifax Security Breach - What you should know
As you may have heard, on September 8, 2017, Equifax, one of the major credit reporting agencies, announced a breach of their system from mid-May through July 2017. During this period hackers accessed people's names, social security numbers, birth dates, addresses, drivers licenses numbers, and credit card numbers.
While this was not a breach of Frederick County Bank's systems, we want to help you understand steps you can take to protect your information.
- Check if you were impacted: Equifax has set up a dedicated website for consumers to determine whether they have been effected by the breach: www.equifaxsecurity2017.com. To use, click the "Potential Impact" tab, enter your last name and the last six digits of your social security number. Please take precautions to use a secure computer and connection when accessing this site or anytime you provide sensitive information online. Equifax recommends that consumers contact their dedicated call center at 1-866-447-7559. The call center is open 7 days a week from 7:00 am 1:00 am Eastern Time.
- Check your credit reports: Check activity on your credit reports from Equifax, Experian, and TransUnion.
- Monitor your existing credit card and bank accounts: Check your accounts frequently for charges you don't recognize.
- Consider placing a credit freeze on your files: A credit freeze makes it hard for someone to open a new account in your name. Keep in mind that a credit freeze won't prevent a thief from making charges to your existing accounts.
- Consider placing a fraud alert on your files: A fraud alert warns creditors that you may be an identity theft victim and that they should verify that anyone seeking credit in your name really is you.
- Protect your information: Be cautious about requests for your personal information. Shred documents that contain identifying information about you and your accounts.
Download Tips for Consumers What to do Post-Breach from Financial Services Information Sharing and Analysis Center.