5 Ways to Protect Your Accounts With Card Controls

August 20, 2018
5 Ways to Protect Your Accounts With Card Controls

Two keys to financial wellness are being informed and being in control of what’s happening with your money. And there are a lot of tools to help you manage and track your funds, right at your fingertips. For example, what if you could decide how, when, and where your debit card is used? Wouldn’t it feel good to know you can control your cards at any time? With FCB’s mobile app and Card Controls, you are the master of your debit cards!

Controlling your cards is a great way to protect yourself against fraudulent activity and is also be a great way to keep an eye on your spending. Here are 5 ways Card Controls can help you protect your accounts.

Set up Card Controls

1. Turn Your Cards On or Off

The ability to decide whether your cards are active or inactive is a great way to maintain control over your accounts. Not only is this feature incredibly helpful if you lose or temporarily misplace your card, it’s also a great way to make sure your cards are protected when they are still in your wallet but you aren’t using them. Even if you know exactly where your cards are, you can set them to inactive, which means no one can make unauthorized transactions. Temporarily freezing your cards is a good habit to get into - just remember to reactivate them before you go shopping, and to check your card controls if your card is ever declined.

2. Set Alerts & Notifications

Imagine being told within minutes that your card has been used. That means you could quickly see if someone has used your card without your knowledge and then freeze your card to prevent more activity. With Card Controls, you can set alerts and notifications to arrive within minutes of your card being used. This also just a great way to keep track of your purchases because alerts can act as mini-receipts for your transactions.

3. Limit Where Your Card Can Be Used

If you’re like many people you do most of your shopping and purchasing near where you live. With card controls, you can restrict the locations where your card can be used. You can deny international purchases, purchases outside of your region, or create more specific parameters. When you go on vacation, just update your location locks.

4. Set Approved Merchant Types

Want to grant permission for certain merchant categories like gas and groceries but limit everything else? No problem. Change your mind and want to add in entertainment and travel? That’s no problem either. Setting merchant types means you can selectively limit what businesses your card can be used at.

5. Track All Your Cards

Have a joint account with your spouse? Are your accounts linked with your children's’? You can add their FCB card to your app and help protect them too. Add all your linked cards to the app, set notifications, and you’ll be able to see your family’s spending almost immediately.

Ready to get started? If you’re an FCB Debit Card holder you can set up card controls through the mobile app.
Learn more about Card Controls