Home Loans

Moving in or moving up, we have loans for that!

Whether you’re buying, building or fixing up a home there’s a lot to think about. We’ll help you navigate the mortgage process and find the loan that’s right for you. 

Buy A Home

Get the financing solutions you need to construct or purchase the right home for you.

new looking kitchen

Fixed Rate Mortgage

A Fixed Rate Mortgage is one of the most popular home loan products. With a fixed-rate, you’ll have predictable monthly payments for the entire term of the loan. Contact a specialist to begin the qualifying process.

Adjustable Rate Mortgage (ARMs)

With an Adjustable Rate Mortgage, the interest rate on your loan goes up or down based on the current market. If you’re interested in an ARM Contact a specialist to begin the qualifying process.

new looking kitchen

Lot Loans

Use a lot loan to purchase land for future construction

Construction Loans

A construction loan can be used to finance the building of a home or structure. A construction loan can help manage expenses.

Update Your Home: Renovate or Remodel

A dream home is more than a house! Make your home work for you by using the existing equity in your primary residence to establish a Home Equity Line of Credit or Home Equity Fixed. 

pool in backyard of large house

Home Equity Line of Credit

A Home Equity Line of Credit (HELOC) allows you to borrow money from your home to pay for planned and unplanned expenses. A HELOC has a variable interest rate with no annual fee and offers flexibility.

Home Equity Fixed Rate Loan

With a Home Equity Fixed Rate Loan, you borrow only the amount you need and know exactly what the payment is for the term of the loan. A Home Equity Fixed Rate Loan offers predictability.

Use a HELOC or Home Equity Fixed Rate Loan to

  • Renovate or update your home
    • Improve your kitchen, bathroom, outdoor space, and more
    • Make repairs to old plumbing, heating and air conditioning, roof, and more
  • Purchase a vehicle
  • Medical expenses
  • Consolidate debt

Ready to get started? 

Why an FCB Bank Home Loan is a Great Choice

Have a lot of questions? Whether it’s clarifying the process, helping you get your documents in order, or just quick updates and check-ins, having a great person to contact can make all the difference. Team FCB is here for you.


Meet the Mortgage Team

- All FCB Bank loan products are subject to underwriting and credit approval. There is no prepayment penalty for consumer loans and lines of credit.