2018 #GiftLocal Giveaway

View the Gifts Meet the Shops

giftlocal in blue circle

About GiftLocal

FCB’s #GiftLocal Giveaway is a celebration of local businesses and shopping small during the holidays. With thousands of dollars in prizes from 30+ local businesses, you’re sure to find great ideas for everyone on your list (including yourself)! Each day from December 1, 2018, to December 20, 2018, we’ll be sharing at least one gift idea from a local merchant or organization – and you can enter to win that item. Then on December 21, 2018, one lucky person will win one of every item we gave away (wow!).

You must be 18 or older to enter and be able to pick up your prize at our 2 North Market Street location. See full rules and conditions below.

Facebook Logo

Enter Daily on FCB's Facebook page

Each day we’ll be sharing a gift item on our Facebook page. Here’s how you can have a chance to win. See terms and conditions below for an alternative method of entry and more details.

Like the Frederick County Bank Page
Find the daily #GiftLocal post
Leave a comment

Meet the Shops

The following local businesses are participating the #GiftLocal giveaway this year! We encourage you to visit their shops and learn more about their businesses, gift options, and more! There are also many more wonderful businesses in Frederick County – so no matter where you shop, go local!

51 Maple Ave, Walkersville

Alicia L. Boutique
149 North Market Street, Frederick

Ananda Shala
34 South Market Street, Frederick

AR Workshop – Frederick
914 N East Street, Frederick

Curious Iguana
12 North Market Street, Frederick

Dancing Bear Toys and Gifts
15 East Patrick Street, Frederick

Downtown Frederick Partnership
19 East Church Street, Frederick

Dutch’s Daughter
581 Himes Ave, Frederick

13 East Patrick Street, Frederick

The Frederick Basket Company
12 N East Street, Frederick

Frederick County Bank
5 Locations in Frederick

Frederick Foot & Ankle
141 Thomas Johnson Drive #170, Frederick

Holistic Health Associates
603 B West Patrick Street, Frederick

Hootch & Banter
49 South Market Street, Frederick

Il Forno Xpress Pizzeria
9000 Baltimore Rd c, Frederick

The Kitchen Studio Cooking School
5301 Buckeystown Pike, Suite 125, Frederick

The Kitchenette
217 N Market Street, Frederick

Lazy Fish
10 East Patrick Street, Frederick

Make N Music
7540 North Market Street, Frederick

Molly’s Meanderings
17 North Market Street, Frederick

The Muse
19 North Market Street, Frederick

New York New York Salon and Day Spa
1201 North Market Street

Nido’s Ristorante
111 East Patrick Street, Frederick

Olive and Basket
5231 Buckeystown Pike, Frederick

The Orchard Restaurant
45 North Market Street, Frederick

Sass Studios
125 East Patrick Street, Suite 3, Frederick

Savage Soaps
10 East Church Street, Frederick

The Shuckin’ Shack
41 South Market Street, Frederick

Smooch Studio
8 N East Street, Frederick

Sol Yoga
256 West Patrick Street #4, Frederick

SureLocked In Escape Games
5 North Market Street, Frederick

Sylvana Institute Med Spa
182 Thomas Johnson Drive, Suite 100, Frederick

The Tasting Room
101 North Market Street, Frederick

The Temple: A Paul Mitchell Partner School
22 W Church Street, Frederick

Thomas Scott Salon and Spa
101 Baughmans Lane, Frederick

Uncle Ralphs
801 N East Street, Frederick

Vini Culture
20 North Market Street, Frederick

The Wine Kitchen on the Creek
50 Carroll Creek Way #160, Frederick

ZiPani Cafe & Bistro
177A Thomas Johnson Drive, Frederick
5866 Ballenger Creek Pike, Frederick

The Gifts


Check back here to catch up on all the amazing #GiftLocal giveaways and places to shop this season. Remember, one lucky person will win one of each of the daily giveaway items on the last day!

Visa Gift Card on top of red ribboned box

Day 1: #GiftLocal #GoLocal

Saturday, December 1, 2017

With so many amazing local businesses in Frederick, why choose just one for your holiday shopping? Today we're kicking off our 2018 Gift Local Giveaway with the chance to win a $100 Visa gift card from FCB! These festive snowflake cards and other designs are available for purchase year-round at all 5 Frederick County Bank locations.

AR Gift Card on table in front of hand painted signs

Day 2: Let's Get Crafty

Sunday, December 2, 2018

Workshops aren't just for Santa! AR Workshop Frederick offers hands-on, DIY experiences for you to create beautiful and customized wood signs, chunky knit blankets, canvas pillows, trays, centerpiece wood boxes, lazy susans, jewelry holders and more! Today’s GiftLocal item is $100 in gift cards to AR Workshop.

Hair Care products on counter at the Temple

Day 3: Looking Good, Doing Good

Monday, December 3, 2018

Head into the holidays looking great with help from THE TEMPLE: A Paul Mitchell Partner School! The Temple has helped 1,700+ students launch careers in hair, makeup and spa services, and are a great stop to buy all your hair care items. Today's $200 style bundle is complete with Paul Mitchell flat iron, styling products, round brush, and comb!

The Temple Logo

Wreath on blue door with frame with ZiPani gift card in it

Day 4: Wreath & Eat

Tuesday, December 4, 2018

It's time to deck the halls and enjoy something delicious! Today's GiftLocal pair is a beautiful wreath from Abloom Ltd. Flowers and Events in Walkersville and a $20 gift card from Zi Pani Frederick! Abloom specializes in custom floral arrangements for all seasons and occasions and Zi Pani specializes in fresh-baked bagels as well as full-service breakfast and lunch menus.

Abloom Logo  Zi Pani Logo

ukulele, toys, and framed gift certificate on window sill outside dancing bear

Day 5: Rockin’ Around

Wednesday, December 5, 2018

The jingle hop has begun! Start by rockin' around with this translucent ukulele from Make 'N' Music, a top local music shop for instruments, lessons, equipment rentals, and more. And no need to spin records when you have this spirograph gift set from Dancing Bear Toys and Gifts Frederick's premiere battery-free toy shop. Finally, snack happy as you jingle around the clock with a 3-pound tray of brownies from Uncle Ralph's Cookies, Frederick's wholesale gourmet bakery and shop.

Uncle Ralphs Logo Make N Music Logo Dancing Bear Loog

Shopping bags and candy dish and tea towels

Day 6: Spruce Up Your Table

Thursday, December 6, 2018

Put out the treats in style this year with today's gift local pair from Ec'clectibles & The Muse! Ec'clectibles on Patrick Street curates an ever-changing collection of unique gifts for you and your home - like this Nora Flemming candy dish with interchangeable decorative charms. And just around the corner at The Muse, you'll always find beautifully crafted, handmade American gifts - like these gold striped tea towels! 

Ecclectibles Logo The Muse Logo

2 gift baskets

Day 7: A Tisket, A Tasket, A Beautiful Basket

Friday, December 7, 2018

With everything from exotic herb mixes, stunning ceramics, a huge selection of oils and vinegars, and beautiful baskets for all occasions, Olive and Basket can help you find the perfect culinary gifts. Their Italian Feast Basket takes you on a tour of the many flavors of Italy, with pasta from Puglia, a sea salt mix for meat and veggies, sweet & sour gherkins, sauces, and more! Their Entertaining Basket is perfect for creating a "brie -illiant" party. Enjoy a ruby red Brie Baker dish, 3 flavors of compote, and a jam and focaccine tasting set.

Olive and Basket Logo

Gift Local Tag front of shoe racks at Frederick Foot and Ankle

Day 8: Start the Year on the Right Foot

Sunday, December 8, 2018

It's hard to believe 2019 is just around the corner but Frederick Foot and Ankle Frederick can help you start off on the right foot! From sports medicine to elective procedures, diabetic foot care to surgery - they specialize in keeping you moving. Dance into the new year with happy feet with a voucher for a pair of shoes up to $200 in value!

Frederick Foot and Ankle Logo

An 'I Did My Holiday Shopping in Downtown Frederick' gift bag and a frame with 3 giftcertificates in it by the creek

Day 9: Delightful Downtown Days

Monday, December 2, 2018

Downtown Frederick is delightful all year! Today's gift starts with 4 tickets to Alive@5 from Downtown Frederick Partnership - the creators of events like movie night on the creek and First Saturday. And while waiting for warmer weather, treat yourself to some delightful Downtown dining! Today's gift also includes gift cards to Nido's, where you'll enjoy a true, classic Italian menu; The Orchard Restaurant - a family-operated favorite serving tasty, fresh, locally-sourced meals for all diets (including vegan, vegetarian, and gluten-free); and Shuckin' Shack Oyster Bar - Frederick MD, opened by best friends in 2015 and serving at least 4 kinds of oysters, 20+ beers on tap, and lots of seafood from lunch until late night

The Orchard Logo Shuckin Shack Logo Downtown Frederick Partnership Logo

Wooden Cutting Board with Kitchen Studio and Wine Kitchen Giftcards on it held infront of the Kitchenette's storefront

Day 10: Forget the Fruitcake and Figgy Pudding

Monday, December 10, 2018

The recipe for the perfect gift is a triple treat from The Kitchen Studio Cooking School, The Kitchenette, & The Wine Kitchen! Whether you’re an expert or can’t boil water, The Kitchen Studio Cooking School has a class for you. Taught by experienced instructors, you can learn everything from bread making and baking to knife skills and world cuisine. Then, back at home, combine your new skills with this beautiful wooden cutting board from The Kitchenette in Downtown Frederick. The Kitchenette is a locally-owned shop on Market Street where you can find essential tools, fun gadgets, and beautiful gifts. Finally, when you need a night out - head to the Wine Kitchen! Enjoy a great view of the creek and a seasonal American menu and amazing selection of wine. Kitchen Studio Cooking School Logo Kitchenette Logo Wine Kitchen Logo

Alicia L gift bag and Ananda Shala envelop on sign infront of Alicia L storefront

Day 11: Balanced and Beautiful

Tuesday, December 11, 2018

Any day of the week, today’s gift local pair will help you feel balanced and beautiful! With a class pass from Ananda Shala Yoga, Pilates and More, you’ll have access to Vinyasa Yoga, Power Pilates, Meditation, healing services, and more in a welcoming and friendly environment that is great for all skill and fitness levels. And between classes, you’ll be comfortable and stylish with a pair of boot socks from Alicia-L Boutique, a distinguished clothing boutique in Downtown Frederick offering women’s apparel with an edge!

Ananda Shala Logo Alicia L Logo

Sylvana Gift Basket in front of house decorated with holiday wreaths

Day 12: Look and Feel Super

Wednesday, December 12, 2018
The weather outside may be frightful, but your skin will be delightful with today’s gift from Sylvana Institute! As Frederick’s science-based cosmetic center for skin care, facial rejuvenation, weight loss, and body sculpting, Sylvana can help find the right treatments and advice to make you look and feel super. Today’s gift includes nourishing moisturizer, ultra calming cleanser, a broad spectrum sunscreen, Rosebud Salve, and a gift certificate for one Sylvanna Signature Facial to rehydrate and smooth your skin - a $100 value!

Sylvanna Institute Logo

Huge Gift basket in front of the bridge on Carroll Creek

Day 13: Hometown for the Holidays

Thursday, December 13, 2018

No matter where you go this season you’ll always feel right at home with this beautiful Frederick inspired basket from The Frederick Basket Company! When you need a custom and thoughtful personal or corporate gift, they can help you find something for everyone on your list. Today’s gift celebrates going local in our hometown with beer from Flying Dog, Brewer’s Alley, and Monocacy Brewing Co., Root Beer and preserves from McCutcheon’s, soaps & body butter from Single Barrel Soaps, coffee from Dublin Roasters, a beautiful mug and spires kitchen towel, and a few more secret surprises.

Frederick Basket Company Logo

Il Forno logo in white fram next to NYNY card on top of gold packages under tree

Day 14: New York Style & Pizza

Friday, December 14, 2018

Today's GiftLocal duo from New York New York Hair Salon & Day Spa and Il Forno Xpress go together like the Big Apple and pizza! Start with a shampoo, cut, and style at NYNY, one of Frederick's top salons offering an extensive list of services for your hair, nails, body, and face. Then enjoy carry out or delivered hand-tossed, wood-fired pizzas topped with house-made chunky tomato sauce and fresh ingredients with your $50 gift card to Il Forno Xpress!

Il Forno Xpress Logo NYNY Salon Logo

Gift Cards in Frames in the Surelocked In library room

Day 15: Escape and Relax in Downtown

Saturday, December 15, 2018

It's a night of fun and games with today's gifts from Surelocked In Escape Games, Lazy Fish, and Vini Culture. You and a guest will start at Surelocked In, Frederick's first escape room where you'll have just 60 minutes to solve riddles and puzzles in one of their theme rooms. Then enjoy a delicious Asian fusion experience at Lazy Fish. With your $50 gift card you'll enjoy sushi, noodles, or other dishes prepared from the freshest ingredients. Cap it off at Vini Culture - Frederick's full-service wine bar and cafe. Use your $50 gift card at their self-service machines to sample wines or try some of the hottest trends like wine ice cream and prosecco on tap.

Surelocked In Logo Lazy Fish Logo Vini Culture Logo

Giftcards in Christmas Tree

Day 16: Winter Wellness

Sunday, December 16, 2018

Holidays starting to get you a little bent out of shape? Well, today's gifts are just the thing. Bend into any shape you like with a 1-month unlimited class pass to Sol Yoga. With classes for all levels and a welcoming studio, you'll be able to stretch, re-set, and bring a little more peace into your life. Then relax with a 1-hour massage or acupuncture treatment from Holistic Health Associates. HHA specializes in promoting wellness and providing healing services through non-invasive holistic treatments and teachings.

Holistic Health Associates Logo  Sol Yoga Logo

Soaps and Hair products on table in front of brick wall

Day 17: Scents & Style

Monday, December 17, 2018

Today’s Gift Local items from Savage Soaps and Thomas Scott Salon and Spa are simply sensational! Savage Soaps is Frederick's artisan shop for high quality and wonderfully scented products that are also sustainable, vegan, and color-free. Luxuriate with this specialty crafted gift set of soaps, body massage oil, salt scrub, and more. Then relax and refresh your style with a $50 gift certificate and Redkin hair care gift pack from Thomas Scott Salon and Spa. With services for hair, nails, face, and body, a trip to Thomas Scott will nourish you, your mind, and spirit. 

Savage Soaps Logo Thomas Scott Logo

Sass Box with Curious Iguana Book

Day 18: Dream Big!

Tuesday, December 18, 2018

Today's gift from Sass Studios & Curious Iguana is for the people bold enough to pursue their dreams and ignite their lives aka the "Firestarters!" Sass Studios, the creators of Sass Magazine, empowers women in business through design, web services, and community events. Today's lucky winner will take home a Sass Box - filled with goodies like a Frederick tote bag, mug, tickets to the spring Girls Night Out event, and more! And because every dream needs inspiration, sit back and enjoy this signed copy of "Firestarters" from Curious Iguana - Frederick's independent bookstore. Their friendly team can help you find the perfect book for anyone on your list. "Firestarters" is a motivational, how-to book featuring stories of successful entrepreneurs, CEOs, leaders, and forward-thinkers.

Sass Logo Curious Iguana Logo

Smooch Studio bad and Hootch and Banter gift card on table in Hootch lounge

Day 19: Hootch & Smooch

Wednesday, December 19, 2018

Today's amazing gifts from Hootch & Banter and Smooch! Studio will have you Delighted Hootch & Banter is a locally-owned restaurant serving a modern American menu and a delicious selection of hand-crafted cocktails. Use your $100 gift card to enjoy brunch, lunch, dinner, or drinks at the restaurant or beautiful new upstairs lounge. AND treat yourself to a custom blended makeup kit designed to give you the perfect match for your skin type and color (a $100 value)! At Smooch, products are created with plant-based, gluten-free ingredients and the team is ready to make you feel confident and adventurous about your look.

Smooch Logo Hootch and Banter Logo

Tasting Room and Dutch's Daughter Gift Cards in front of Tasting Room sign

Day 20: Cheers to You

Thursday, December 20, 2018

It's no secret Frederick has amazing local restaurants! Whether it's a celebration, special occasion, date night, or just to time to enjoy a delicious meal, Dutch's Daughter Restaurant and The Tasting Room are always top choices. For more than 30 years Dutch's has been serving amazing seafood, steaks, and a high-quality elegant menu. And since 2001, The Tasting Room has been a great Downtown spot for craft cocktails, drinks, and fresh seasonal American cuisine for lunch and dinner. Today's lucky winner will enjoy a $100 gift card to Dutch's AND a $50 gift card to The Tasting Room.

Tasting Room Logo Dutch's Daughter Logo

Grand Finale

Grand Finale: Win One of Everything from #GiftLocal

Official Rules & Conditions



Enter for a chance to win a daily prize by commenting on our daily Facebook Post! Here are these official sweepstakes rules:


Frederick County Bank’s FCB’S #GIFTLOCAL GIVEAWAY Sweepstakes (the “Sweepstakes”) is sponsored by Frederick County Bank (hereinafter, the “Sponsor” or “FCB”). The Sweepstakes begins at 10:00:00 AM ET on December 1, 2018 and ends at 11:59:59 PM ET on December 1, 2018. A new Sweepstakes will commence each day beginning 10:00:00 AM ET and ending that same day at 11:59:59 PM ET (each an “Entry Period”). The last sweepstakes period ends at 11:59:59 PM EST on December 21. The complete Sweepstakes schedule is as follows:

Day 1

Begins at 10:00:00 AM ET on December 1st, 2018 and ends at 11:59:59 PM ET on December 1st, 2018

Day 2

Begins at 10:00:00 AM ET on December 2nd, 2018 and ends at 11:59:59 PM ET on December 2nd, 2018

Day 3

Begins at 10:00:00 AM ET on December 3rd, 2018 and ends at 11:59:59 PM ET on December 3rd, 2018

Day 4

Begins at 10:00:00 AM ET on December 4th, 2018 and ends at 11:59:59 PM ET on December 4th, 2018

Day 5

Begins at 10:00:00 AM ET on December 5th, 2018 and ends at 11:59:59 PM ET on December 5th, 2018

Day 6

Begins at 10:00:00 AM ET on December 6th, 2018 and ends at 11:59:59 PM ET on December 6th, 2018

Day 7

Begins at 10:00:00 AM ET on December 7th, 2018 and ends at 11:59:59 PM ET on December 7th, 2018

Day 8

Begins at 10:00:00 AM ET on December 8th, 2018 and ends at 11:59:59 PM ET on December 8th, 2018

Day 9

Begins at 10:00:00 AM ET on December 9th, 2018 and ends at 11:59:59 PM ET on December 9th, 2018

Day 10

Begins at 10:00:00 AM ET on December 10th, 2018 and ends at 11:59:59 PM ET on December 10th, 2018

Day 11

Begins at 10:00:00 AM ET on December 11th, 2018 and ends at 11:59:59 PM ET on December 11th, 2018

Day 12

Begins at 10:00:00 AM ET on December 12th, 2018 and ends at 11:59:59 PM ET on December 12th, 2018

Day 13

Begins at 10:00:00 AM ET on December 13th, 2018 and ends at 11:59:59 PM ET on December 13th, 2018

Day 14

Begins at 10:00:00 AM ET on December 14th, 2018 and ends at 11:59:59 PM ET on December 14th, 2018

Day 15

Begins at 10:00:00 AM ET on December 15th, 2018 and ends at 11:59:59 PM ET on December 15th, 2018

Day 16

Begins at 10:00:00 AM ET on December 16th, 2018 and ends at 11:59:59 PM ET on December 16th, 2018

Day 17

Begins at 10:00:00 AM ET on December 17th, 2018 and ends at 11:59:59 PM ET on December 17th, 2018

Day 18

Begins at 10:00:00 AM ET on December 18th, 2018 and ends at 11:59:59 PM ET on December 18th, 2018

Day 19

Begins at 10:00:00 AM ET on December 19th, 2018 and ends at 11:59:59 PM ET on December 19th, 2018

Day 20

Begins at 10:00:00 AM ET on December 20th, 2018 and ends at 11:59:59 PM ET on December 20th, 2018

Day 21

Begins at 10:00:00 AM ET on December 21st, 2018 and ends at 11:59:59 PM ET on December 21st, 2018

2. SWEEPSTAKES ELIGIBILITY:  The Sweepstakes is open only to legal residents of the United States who are 18 years of age or older as of the date of entry. Winner(s) must be able to pick up prize from Sponsor’s at 2 North Market Street Frederick, MD 21701. The following persons are not eligible to participate in the Sweepstakes:  Sponsor; any of Sponsor’s parents, subsidiaries, affiliates, or advertising and promotion agencies; and any employee, officer, director, representative or agent of any of the foregoing persons. Void where prohibited or restricted by law.  Sponsor may verify eligibility at any time. The Sponsor will make any determinations of eligibility. Sponsor’s decision as to eligibility is final.

3. TO PARTICIPATE:  Eligible participants can enter the Sweepstakes in the following manner by:

Entry Method 1: Visiting FCB Facebook page and commenting on the daily post. The FCB Facebook page can be found at https://www.facebook.com/FrederickCountyBank/ (the “Sweepstakes Page”). As part of the Sweepstakes entry process, you may be required to “Like” the FCB Facebook page. Only one entry per comment per entry period. Posting/commenting on the same daily post multiple times will not result in multiple entries. By entering the Sweepstakes, you agree that you have read, accepted and agreed to be bound by these rules. Rules. There is no monetary cost to enter the Sweepstakes. No purchase is required.

Entry Method 2: Eligible participants may alternatively enter the Sweepstakes by emailing rsvp@fcbmd.com during the Entry Period. The email shall include the eligible participant’s name, email address, phone number, and date of birth.

Limit one (1) entry per person/email address, regardless of method of entry.

Entries must be received by Sponsor no later than 11:59:59 PM EST on the day of each entry Period. Any attempt by a person to use multiple identities, fraudulent transactions, or cancelled transactions to gain more entries than permitted by these Official Rules shall result in disqualification in Sponsor’s sole discretion. By participating, entrants warrant and represent that they agree to be bound by these Official Rules and the final decisions of the Sponsor.  Entry information becomes the exclusive property of Sponsor upon submission.  Proof of submission of entry does not constitute proof of receipt of entry.  It is the sole responsibility of the entrant to notify the Sponsor in writing if the entrant changes his or her telephone number during the Sweepstakes. YOU ARE NOT REQUIRED TO SHARE YOUR ENTRY ON YOUR PERSONAL FACEBOOK TIMELINE AS A CONDITION TO ENTERING THIS SWEEPSTAKES.

4. RANDOM DRAWING/ODDS:  On or about the next day after each Entry Period, the FCB Marketing Department will select one potential winner by way of a random drawing from among all eligible entries received.  Odds of winning depend on the number of eligible entries received.

5. PRIZE:  There are 21 prizes (1 per Entry Period). Each Sweepstakes winner for the first 20 Entry Periods will receive one of the prizes, which may consist of item(s) set forth in the table below. (the “Prize”). The Sweepstakes winner for the final Entry Period (10:00:00 AM ET December 21st, 2018 – 11:59:00 PM ET December 21st, 2018) will receive one of each previous Entry Period’s Prize (the “Final Prize”). The Prize and the Final Prize will be procured, administered, and distributed by Sponsor. The total maximum retail value of each Prize is set forth in the table below. The total maximum retail value of all Prizes, including the Final Prize is $4,743.98.



Value (USD)


FCB Visa Gift Card



A/R Workshop gift card



The Temple assorted hair care products



Zi Pani gift card and Wreath from Abloom Florist



Uncle Ralph’s Brownie tray, Make n Music ukulele, Dancing Bear spirograph



Ec’clectibles Nora Fleming dish and Muse Hand printed tea towels



Olive and Basket Gift Basket



Frederick Foot and Ankle gift card



The Orchard gift card, Shuckin’ Shack gift card, Nido’s gift card and Alive @ 5 tickets



Wine Kitchen gift card, Kitchen Studio gift card, Kitchenette cutting boards



Ananda Shala gift card; Alicia L socks



Sylvanna Institute skin care basket and facial



Frederick Basket Company gift basket



New York, New York shampoo, cut and style  and Il Forno Express gift card



Surelocked In experience, Lazy Fish gift card, Vini Culture gift card



Holistic Health 1 hour service, Sol Yoga 1 month sampler



Savage Soaps Gift Bag; Thomas Scott $50 gift certificate and Redken hair care



Sass Box; Curious Iguana Book



Hootch gift card and Smooch face in a box



Tasting Room gift card and Dutch’s Daughter gift card



One (1) of Each Previous Gift


The winner(s) will not receive cash value or any other form of compensation.  No prize transfer.  No other prize substitution, except at Sponsor sole discretion due to unavailability, in which case a prize of comparable or greater value will be awarded. All taxes (including without limitation Federal, state and local taxes) in connection with the Prize, and the reporting consequence thereof, are the sole responsibility of the winner.  The Final Prize winner (the winner of the last Entry Period) may be required to sign and return an IRS W-9 form within the time period specified by Sponsor, and such winner will receive an IRS Form 1099 issued in his/her name for the actual value of prizes received if required by law.

6. WINNER NOTIFICATION/VERIFICATION/ADDITIONAL PRIZE RESTRICTIONS:  The potential winners will be notified by Facebook through a public post from the Sponsor within two (2) days following the announcement or draw of the potential winner. If a potential winner entered the Sweepstakes by sending an email, the Sponsor will contact the potential winner(s) directly through the email provided.  Each potential winner shall send Sponsor a private message to verify his/her eligibility and ability to accept the Prize or Final Prize. If such a potential winner is not available or if there is no answer at the time any Facebook post is made or an email is sent, a private message may be sent either through Facebook or email to the potential winner, if possible. The Sponsor may also phone the potential winner(s) up to two times.  Any such private message, email, or call will instruct the potential winner on how to claim the prize.  Potential winner must complete, electronically sign, and submit a Declaration of Compliance and IRS form W9, if required by law or by these rules, at the time they claim the prize in order to claim his/her prize. Potential Winner must reply as instructed to identify him/herself, confirm his/her eligibility and ability to accept the Prize or the Final Prize, and provide his/her complete contact information within such time period, or he/she will be disqualified.  In Sponsor’s sole discretion, a potential winner may only be notified one time as set forth above for attempted prize notification. All Prizes not claimed by January 18th, 2019, will be forfeited. Proof of identity, age, and legal residence may be required to claim the Prize or the Final Prize. Any winner or potential winner may be disqualified in Sponsor’s sole discretion if: (a) he/she fails to provide any required information or properly completed documents within the required time period; (b) he/she fails to comply with any of the terms of these Official Rules; or (c) if any Prize or prize notification is returned as undeliverable, any private message or email message sent is not timely returned, or any forms sent to potential winner are not timely returned as instructed.  In the event of disqualification of a winner or potential winner, at Sponsor’s sole discretion the Prize or the Final Prize may be awarded to an alternate winner (or runner up) selected from among the remaining applicable eligible entries via the means of winner determination described herein, pending verification of eligibility.  All prizes will be awarded.  No responsibility is assumed by Sponsor for any incorrect or missing postal address, email address or phone number associated with an entry, or any change of address, email or phone number of entrant after entry submission.  Sponsor will determine any prize details not specified in its sole discretion.  Sponsor will not replace any lost, damaged or stolen prizes. Prizes are awarded as-is and without warranty of any kind, implied or express. Each winner must collect the Prize and/or the Final Prize from the Sponsor’s location at 2 North Market Street Fredrick, MD 21701. Sponsor will hold all winning entries until no later than January 18th, 2019. Any prize not claimed on or before January 18th, 2019 will be forfeited.

7. WARRANTIES AND REPRESENTATIONS: By participating, entrants warrant and represent that they agree to be bound by these Official Rules and the final decisions of the Sponsor. You represent and warrant that you own or otherwise control all of the rights to the content that you post; that the content is accurate; that use of the content you supply does not violate the Official Sweepstakes Rules or any rights of a third party and will not cause injury to any person or entity; and that you will indemnify Sponsor, its related entities and its affiliates for all claims resulting from content you supply submit. Entrants further grant Sponsor and its affiliates and sublicensees the right to use the name that you submit in connection with such content, if they choose. Sponsor has the right to remove or delete any submission, or any part of any submission, if the submission (or any part thereof) contains false, untrue, obscene, or indecent statements or material or if the submission (or any part thereof) violates any applicable law, as determined in their sole discretion. 

8. GENERAL CONDITIONS: Sponsor, Facebook, Instagram, Twitter, their parents, subsidiaries, affiliates, advertising and promotion agencies, or any wholesalers, retailers, importers, or distributors together with the employees, officers, directors, and agents of each (aforementioned individuals and organizations collectively, the “Releasees”) are not responsible and shall not be liable for:  [a] failures or malfunctions of phones (including wireless phones/handsets), phone lines or telephone systems or other communications malfunctions; cellular equipment towers, telephone systems or wireless services; [b] interrupted or unavailable network, server or other connections including those through and/or by the Sweepstakes Page; [c] electronic, hardware or software program, network, Internet or computer malfunctions, failures, or difficulties of any kind, including without limitation, server malfunction or by any human error which may occur in the processing of entries; [d] failed, garbled, lost, misrouted or scrambled transmissions; [e] any error, omission, interruption, defect or delay in any transmission or communication or other errors or problems of any kind whether mechanical, human, technical, electronic, cellular telephone related or otherwise; [f] traffic congestion on the Internet or for any technical problem, including but not limited to any injury or damage to entrant's or any other person's computer or wireless phone/handset related to or resulting from participation in this Sweepstakes; [g] late, lost, incomplete, damaged, or misdirected entries, email messages, or postage-due mail; [h] any condition caused by events beyond the control of the Sponsor that may cause the Sweepstakes to be disrupted or corrupted; or [i] printing errors in Sweepstakes / advertising materials.  By entering and participating, entrants agree to: [a] abide by these Official Rules and by the decisions of Sponsor, whose decisions are final and binding on all matters pertaining to this Sweepstakes; [b] the use of their names, photographs, testimonials or other likeness and/or prize information or personal exposition (and/or any edited portion thereof) by Sponsor and its designee(s) for promotional, advertising and/or publicity purposes in any media, now or hereafter known throughout the universe in perpetuity, including but not limited to the posting of their names on the Sweepstakes Page, without compensation or notice to, or further consent of, to the winner to the extent permitted by law; and [c] to release, discharge and hold harmless the Releasees from any and all injuries, liability, losses and damages of any kind resulting from their participation in the Sweepstakes or their acceptance, use or misuse of any prize awarded in this Sweepstakes, including, without limitation, personal injury, death and property damage.  Failure to comply with the Official Rules may result in disqualification at Sponsor’s sole discretion and selection of an alternate winner.  All federal, state and local laws and regulations apply.  CAUTION: ANY ATTEMPT BY A SWEEPSTAKES ENTRANT OR ANY OTHER INDIVIDUAL TO DELIBERATELY DAMAGE ANY WEB SITE OR UNDERMINE THE LEGITIMATE OPERATION OF THE SWEEPSTAKES IS A VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, SPONSOR AND ITS DESIGNEES RESERVE THE RIGHT TO SEEK DAMAGES FROM ANY SUCH SWEEPSTAKES ENTRANT TO THE FULLEST EXTENT PERMITTED BY LAW.  Internet entry must be made by the entrant only at the authorized Sweepstakes Page and completing the online entry form or through the Entry Methods listed above.  Entries may not be made by any other individual or any entity, and/or originate at any unauthorized Internet web site or email address, including, but not limited to, commercial Sweepstakes subscription notification and/or entering service sites.  Any potential winner who entered by any of the prohibited methods described above will be disqualified and an alternate winner will be selected.  In the event of a dispute regarding the identity of the person submitting an entry, the entry will be deemed to be submitted by the “authorized account holder” associated with the email account at the time of entry, who must comply with these Official Rules.  Potential winner may be required to provide evidence (to the Sponsor’s satisfaction) that they are the authorized account holder of the email address associated with a winning entry.  The authorized account holder is defined as the natural person who is assigned an email address by an Internet access provider, an online service provider, or another organization that is responsible for assigning email addresses or the domain associated with the submitted email address.  In the event a dispute regarding the identity of the person who actually submitted an entry cannot be resolved to Sponsor's satisfaction, the affected entry will be deemed ineligible.  Sponsor reserves the right at its sole discretion to disqualify any individual it finds to be tampering with the entry process or the operation of the Sweepstakes or any associated web site; to be acting in violation of the Official Rules; or to be acting in an unsportsmanlike or disruptive manner, or with intent to annoy, abuse, threaten or harass any other person.  If, for any reason, the Sweepstakes is not capable of running as planned by reason of damage by computer virus, worms, bugs, tampering, unauthorized intervention, fraud, technical limitations or failures, strikes, industry conditions, bankruptcy or liquidation, marketplace demands, applicable law, unforeseen obstacles, or any other causes which, in the sole opinion of Sponsor, could corrupt, compromise, undermine, or otherwise affect the administration, security, fairness, integrity, viability, or proper conduct of the Sweepstakes, Sponsor reserves the right in its sole and absolute discretion to cancel, terminate, modify, or suspend all or any part of the Sweepstakes, and to select the applicable winner(s) from among the applicable eligible, non-suspect entries received up to the time of such cancellation, termination, modification, or suspension, as applicable, or to proceed in such a manner as may be deemed fair and equitable by Sponsor in its sole discretion. 


9. GOVERNING LAW:  Except where prohibited, each entrant agrees that any and all disputes, claims and causes of action arising out of, or connected with, the Sweepstakes or any prize awarded shall be resolved individually, without resort to any form of class action, and exclusively by the appropriate court located in the State of Maryland.  All issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, entrant’s rights and obligations, or the rights and obligations of Sponsor in connection with the Sweepstakes, shall be governed by, and construed in accordance with, the laws of the State of Maryland, without giving effect to any choice of law or conflict of law rules (whether of the State of Maryland or any other jurisdiction), which would cause the application of the laws of any jurisdiction other than the State of Maryland.  Under no circumstances will participant be permitted to obtain awards for, and waives all rights to claim, punitive, incidental or consequential damages, or any other damages, including attorneys’ fees, and participant further waives all rights to have damages multiplied or increased.

10. PRIVACY:  Information submitted in connection with the Sweepstakes will be treated in accordance with these Official Sweepstakes Rules and the Sponsor’s Privacy Policy located at https://www.fcbmd.com/privacy.htm.

11. SEVERABILITY/HEADINGS:  If any provision of these Official Rules is found to be unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from these Official Rules and shall not affect the validity and enforceability of any remaining provisions.  Headings and captions are used in these Official Rules solely for convenience of reference, and shall not be deemed to affect in any manner the meaning or intent of these Official Rules or any provision hereof.

12. WINNER LIST:  The name, city and state of the winner can be requested from Sponsor for approximately 60 days beginning on or about December 2nd, 2019.  For a list of the winners of the Sweepstakes or for a copy of these Official Sweepstakes Rules, mail a self-addressed stamped envelope for receipt by February 22nd, 2019 to Sponsor at the below address.

Sponsor: Frederick County Bank P.O. Box 1100, Frederick, MD 21702

© 2019 Frederick County Bank. Sponsor’s names and logos may be trademarks of Frederick County Bank or its affiliate.

This promotion is in no way sponsored, endorsed or administered by, or associated with Facebook, Instagram, or Twitter. You understand that you are providing your information to Frederick County Bank and not to Facebook, Instagram, or Twitter.  The information you provide will only be used for the purposes described in the Official Rules of the Sweepstakes, and for sending subscribers company updates and announcements. Please direct any questions to Frederick County Bank and not to Facebook, Instagram, or Twitter.