2017 #GiftLocal Giveaway

‘Tis the Season to Shop Locally!

This year FCB has partnered with more than 30 local businesses to highlight the wonderful gifts you can purchase from locally-owned small businesses! When you shop local you’re supporting the Frederick economy, local shop owners, and your friends and neighbors – plus you’re finding unique gifts. This year, we encourage everyone to explore Frederick stores for holiday gifts.

giftlocal in blue circle

About GiftLocal

The #GiftLocal Giveaway is a celebration of local businesses with thousands of dollars in prizes! Each day from December 1, 2017 to December 21, 2017 we’ll be sharing at least one gift idea from a local merchant or organization – and you can enter to win that item. Then on December 22, 2017, one lucky person will win one of every item we gave away (wow!).

You must be 18 or older to enter and be able to pick up your prize at our 2 North Market Street location. See full rules and conditions below.

Facebook Logo

Enter Daily on FCB's Facebook page

Each day we’ll be sharing a gift item on our Facebook page. Here’s how you can have a chance to win. See terms and conditions below for alternative method of entry and more details.

Like the Frederick County Bank Page
Find the daily #GiftLocal post
Leave a comment


Meet the Shops

The following local businesses are participating the #GiftLocal giveaway this year! We encourage you to visit their shops and learn more about their businesses, gift options, and more! There are also many more wonderful businesses in Frederick County – so no matter where you shop, go local!

51 Maple Ave, Walkersville

Ananda Shala
34 South Market Street, Frederick

Artifacts Glass Gallery
43 South Market Street, Frederick

The Candy Kitchen
52 North Market Street, Frederick

Curious Iguana
12 North Market Street, Frederick

Dancing Bear Toys and Gifts
15 East Patrick Street, Frederick

Downtown Frederick Partnership
19 East Church Street, Frederick

Dutch’s Daughter
581 Himes Ave, Frederick

Earthly Elements
33 North Market Street, Frederick

The Frederick Basket Company
12 N East Street, Frederick

Frederick County Bank
5 Locations in Frederick

Frederick Foot & Ankle
141 Thomas Johnson Drive #170, Frederick

Glory Doughnuts
244 East Church Street, Frederick

Holistic Health Associates
603 B West Patrick Street, Frederick

Hootch & Banter
49 South Market Street, Frederick

Hunting Creek Outfitters
29 North Market Street, Frederick

Isabella’s Resaurant & Tapas Bar
44 North Market Street, Frederick

Jean Peterson Design
6 N East Street, Suite 200, Frederick

Make N Music
7540 North Market Street, Frederick

Molly’s Meanderings
17 North Market Street, Frederick

The Muse
19 North Market Street, Frederick

New York New York Salon and Day Spa
1201 North Market Street

Rockwell Brewery
880 N East Street Suite 201, Frederick

Savage Soaps
10 East Church Street, Frederick

Shabby Chic Creative Studios & Boutique
9 West Patrick Street, Frederick

Smooch Studio
8 N East Street, Frederick

Sylvana Institute Med Spa
182 Thomas Johnson Drive, Suite 100, Frederick

The Temple: A Paul Mitchell Partner School
22 W Church Street, Frederick

Tenth Ward Distilling Company
508 E Church Street, Frederick

Uncle Ralphs
801 N East Street, Frederick

Velvet Lounge
203 N Market Street, Frederick

ZiPani Cafe & Bistro
177A Thomas Johnson Drive, Frederick
5866 Ballenger Creek Pike, Frederick

The Gifts

A Winner Every Day (Including Weekends!)

Check back here to catch up on all the #GiftLocal giveaways as they happen. Remember, one lucky winner will win one of each of the daily giveaway items on December 22, 2017!

Red box with gift tag that reads Downtown Frederick Gift Card $150

Day 1: ‘Tis the Season to #GiftLocal

Friday, December 1, 2017

With so many wonderful shops in Downtown Frederick it’s hard to pick just one! At Frederick County Bank we’re big fans of shopping and eating local – that’s why for #GiftLocal day 1 we’re giving away a $150 Downtown Frederick Gift Card

fcb logo

Blue Shabby Chic Shopping Bag with Slippers in front of store

Day 2: Comfy & Cozy Are We

Saturday, December 2, 2017

Baby, it’s cold outside but Shabby Chic has everything you need to be comfy & cozy this season. This fashion boutique on Patrick Street in downtown Frederick has fun and fashionable items and their stylists can help put together a great look anytime of year! Shabby Chic bundled up slippers, mittens, a coin purse, snowman ornament, and a $50 gift card for one lucky #GiftLocal winner.

shabby chic logo

Wreath with frame with giftcard in it

Day 3: Wreaths & Eats

Sunday, December 3, 2017

You can't have "wreath" without "eat", so today's GiftLocal pair is a perfect match! A beautiful wreath from Abloom Ltd. in Walkersville and a $20 gift card to Zi Pani Frederick. Abloom specializes in custom floral arrangments for all seasons and occasions and Zi Pani has two locations in Frederick serving up fresh baked bagels, full breakfasts, lunch, and hand-crafted cocktails. 

Abloom Logo  Zi Pani Logo

Gift Basket in front of Frederick Basket Company Storefront

Day 4: Bundled Up Together

Monday, December 4, 2017

When you need a gift "all bundled up together" The Frederick Basket Company is a perfect choice. They can create custom baskets for your friends, family, special occasions, and corporate events (they will even ship them for you)! Today's basket is the Warm Cafe Drawer, which includes chocolates, cookies, teas, coffee, and honey.

Day 5: Hair Comes the Holidays!

Tuesday, December 5, 2017

Whether your hair or there this season, New York New York Hair Salon & Day Spa can help you look your best! From hair treatments to skin care, nails to massage, NY|NY offers an extensive range of services. Today's GiftLocal item is a gift certificate for a shampoo, cut, and style at NY|NY. 

New York New York Salon and Spa Logo

Glory Doughnuts Gift Card and Stocking Holder staged on Carroll Creek

Day 6: Something Delicious, Something Decor

Wednesday, December 6, 2017

Today's Gift Local pairing is part tree and part treat featuring this beautiful stone stocking hanger from Molly's Meanderings and a $40 gift card from Glory Doughnuts. While cookies & milk are traditional, we think these items on your fireplace will help get you to the top of the nice list this year!

Glory Doughnuts Logo Molly's Meanderings Logo

Smooch gift bag in front of smooch building

Day 7: Your Gorgeous Self: XOXO

Thursday, December 7, 2017

You are one-of-a-kind and Smooch! Studio is ready to help you show the world your most gorgeous self all year long. Today's Gift Local item is a custom blended makeup kit designed to give you the perfect match for your skin type and color! At Smooch, your custom formula & product are created on site with plant-based, gluten-free ingredients.

smooch logo

Business Cards and glass pendant on tree

Day 8: Happy & Healthy Holidays!

Friday, December 8, 2017

Starting to feel a little...grinchy? Today's Gift Local pair is just what you need! Start by brightening your mood with this beautiful glass pendant from Artifacts Glass Gallery - a new gallery style store in Frederick that supports local and national art. Then, relax with a 1-hour massage or acupuncture treatment from Holistic Health Associates. HHA specializes in promoting wellness and providing healing services through holistic treatments and teachings.

Artifacts Glass LogoHolistic Health Associates Logo

gift cards hanging on wreath

Day 9: Downtown Holidays

Saturday, December 9, 2017

From shopping to dining to events there's always something fun to do in Downtown Frederick! Today's gift local pair is a $25 Downtown Frederick gift card from Jean Peterson Design, a local award-winning design and strategy firm, AND 4 tickets to any 2018 Alive@5 event from Downtown Frederick Partnership - the organization behind events like movie night on the creek and First Saturday

Downtown Frederick Partnership LogoJean Peterson Design

Fountain Rock gift card and braclet

Day 10: Style & Flavor

Sunday, December 10, 2017

Today's Gift Local duo is the perfect blend of style and flavor! With this beautiful bracelet from Velvet Lounge, a fashion destination for designer items and style consultations in Frederick, and $15 gift card to either Isabella's Taverna & Tapas Bar, Pistarro Ristorante Pizzeria Napoletana, Brewer's Alley,Reina Restaurant and Bar, or Ayşe Meze all your senses will be delighted.

Isabella's logoVelvet Lounge Logo

Gift bag scarf and gift card outside the muse storefront

Day 11: Wool & Wellness

Monday, December 11, 2017

Today's Gift Local pair will help you feel balanced and beautiful this holiday! With a 2-week unlimited class pass from Ananda Shala Yoga, Pilates and More you'll enjoy access to Pilates, Yoga, VBarre, TRX, meditation, and other healing services designed for all athletic types and schedules. And between classes, you'll look beautiful wearing this 100% Merino wool scarf from The Muse, Frederick's shopping destination for functional, handcrafted gifts.

The Muse Logo Ananda Shala Logo

Ukulele and obsidian orb

Day 12: Holiday Rock & Roll

Tuesday, December 12, 2017

Do you hear what we hear? It's gift local day 12 and it's time to rock and roll! Today's items are a shiny red ukulele from Make 'N' Music, Frederick's largest instrument, lesson, and equipment sales and rental shop, and a beautiful mahogany obsidian orb from Earthly Elements - More Than a Rock Shop!, Frederick's source for one-of-a-kind gems, fossils, gemstone jewelry, and more.

Earthly Elements Logo Make N Music logo

Gift cards and beer displayed outside Hunting Creek Outfitters

Day 13: Cheer & Beer

Wednesday, December 13, 2017

Adventure is calling! Today's gift local celebrates the great outdoors and a tour for your taste buds. Start your adventure off right with a $20 gift card from Hunting Creek Outfitters, Frederick's one stop shop for camping, fishing, and outdoor equipment. Then, enjoy an "Around the World" tasting flight of 8 beers at Rockwell Brewery!

Hunting Creek Logo

Hair products and straightener

Day 14: Look Sensational this Season

Thursday, December 14, 2017

Head into the new year looking great with help from THE TEMPLE: A Paul Mitchell Partner School! As the leading cosmetology school in the region, The Temple offers a full spectrum of beauty and spa services and products. Today's gift local bundle includes Awapuhi shampoo, conditioner, and finishing spray, a Paul Mitchell straightening iron, AND a VIP ticket for a complimentary blow-dry or 50% off cut, color, or texturizing service.

The Temple logo

Savage soap bag and hootch and banter gift card

Day 15: Suds & Bubbles

Friday, December 15, 2017

Whether you're going out or staying in, today's gift local pair has you covered! Enjoy a night on the town with a $75 gift card from Hootch & Banter, a locally-owned restaurant serving up delicious hand-crafted seasonal cocktails and a modern American menu. Or stay in and pamper yourself with a salt scrub, bath bomb, soap, and body butter from Savage Soaps; Frederick's artisan stop for high quality and wonderfully scented products that are also sustainable, vegan, and color-free. 

Hootch and Banter logoSavage Soap Logo

Dancing Bear gift bag and candy

Day 16: Family Fun

Satuday, December 16, 2017

It's all fun and games for Gift Local today! Put some play in your day with a game pack from Dancing Bear Toys and Gifts, Frederick's battery-free toy store and a perfect place to find for gifts for all ages on your list. And, top off your game night with this sweet treat from Despina Leos Candy Kitchen Frederick, a must visit shop for traditional and delicious candy and chocolates.


Candy Kitchen Logo Dancing Bear Logo

Flat lay of book, gift certificate, and shopping bag

Day 17: Treat Yourself

Sunday, December 17, 2017

Treat your mind and sweet tooth with today's gift local pair! Unplug and cozy up with a copy of 'Revenge of Analog', selected by the knowledgeable team at Curious Iguana, Frederick's independent bookstore and literary hub for people wanting to get to know their world through books. And snack happy while reading with a gift certificate for a 3-pound tray of brownies from Uncle Ralph's Cookies​, Frederick's wholesale gourmet bakery and shop offering cookies, brownies, cakes, and more.

Curious Iguana LogoUncle Ralph's Logo

Gift Basket from Sylvana

Day 18: Best Face Forward

Monday, December 18, 2017

Feel good about yourself inside and out! Today's gift local basket comes from Sylvana Institute, Frederick's science-based cosmetic center for skin care, facial rejuvenation, weight loss and body sculpting. Today's gift includes moisturizing face-cream and a gift certificate for a Sylvana Signature Facial to rehydrate and smooth your skin - a $100 value. 

Sylvana logo

Tenth Ward glasses and hat outside distillery

Day 19: Sippin In a Whiskey Wonderland

Tuesday, December 19, 2017

Glasses clink, are you listening? Tenth Ward Distilling Company, a locally-owned, small-batch whiskey and brandy distillery in Downtown Frederick has everything you need for the Whiskey lover on your holiday list! Today's GiftLocal bundle includes a pair of Tenth Ward rocks glasses, a stylish hat, and a tasting and tour for 10 where you'll get to see behind the scenes and sample the finished product.

Tenth Ward Logo

Frederick Foot and Ankle wall of shoes

Day 20: Dashing Through the Snow

Wednesday, December 20, 2017

Frederick Foot & Ankle can keep you moving! From sports medicine to elective procedures, diabetic foot care to surgery - they specialize in all things foot and ankle. For today's gift giveaway, treat yourself to happy feet with a voucher for a pair of shoes up to $200 in value!

Frederick Foot and Ankle logo

Dutch's Daughter Sign

Day 21: Elegant Evening

Thursday, December 21, 2017

The end of Gift Local 2017 is nearly here but before the Grand Finale tomorrow, how about an elegant evening? Whether you're celebrating a special occasion, hosting an event, or just looking for a delicious meal there's no place like Dutch's Daughter Restaurant. Today, Dutch's is giving one lucky person a $100 gift card!

Dutch's Logo

Give Local

Day 22: #GiftLocal Grand Finale

Friday, December 22, 2017

We've celebrated shopping locally this holiday season and for today’s grand finale someone will win ONE OF EVERYTHING featured this year! But wait...there's more. While one person will win nearly $2,000 in prizes, together we are all going to make a difference, because today Gift Local is also Give Local. With your help, FCB will award one local nonprofit $2,000 to help the community - because we believe the best gift we can give is to help one another.

Official Rules & Conditions



Enter for a chance to win a daily prize by commenting on our daily Facebook Post! Here are these official sweepstakes rules:


Frederick County Bank’s FCB’S #GIFTLOCAL GIVEAWAY Sweepstakes (the “Sweepstakes”) is sponsored by Frederick County Bank (hereinafter, the “Sponsor” or “FCB”). The Sweepstakes begins at 10:00:00 AM ET on December 1, 2017 and ends at 11:59:59 PM ET on December 1, 2017. A new Sweepstakes will commence each day beginning 10:00:00 AM ET and ending that same day at 11:59:59 PM ET (each an “Entry Period”). The last sweepstakes period ends at 11:59:59 PM EST on December 21. The complete Sweepstakes schedule is as follows:

Day 1

Begins at 10:00:00 AM ET on December 1st, 2017 and ends at 11:59:59 PM ET on December 1st, 2017

Day 2

Begins at 10:00:00 AM ET on December 2nd, 2017 and ends at 11:59:59 PM ET on December 2nd, 2017

Day 3

Begins at 10:00:00 AM ET on December 3rd, 2017 and ends at 11:59:59 PM ET on December 3rd, 2017

Day 4

Begins at 10:00:00 AM ET on December 4th, 2017 and ends at 11:59:59 PM ET on December 4th, 2017

Day 5

Begins at 10:00:00 AM ET on December 5th, 2017 and ends at 11:59:59 PM ET on December 5th, 2017

Day 6

Begins at 10:00:00 AM ET on December 6th, 2017 and ends at 11:59:59 PM ET on December 6th, 2017

Day 7

Begins at 10:00:00 AM ET on December 7th, 2017 and ends at 11:59:59 PM ET on December 7th, 2017

Day 8

Begins at 10:00:00 AM ET on December 8th, 2017 and ends at 11:59:59 PM ET on December 8th, 2017

Day 9

Begins at 10:00:00 AM ET on December 9th, 2017 and ends at 11:59:59 PM ET on December 9th, 2017

Day 10

Begins at 10:00:00 AM ET on December 10th, 2017 and ends at 11:59:59 PM ET on December 10th, 2017

Day 11

Begins at 10:00:00 AM ET on December 11th, 2017 and ends at 11:59:59 PM ET on December 11th, 2017

Day 12

Begins at 10:00:00 AM ET on December 12th, 2017 and ends at 11:59:59 PM ET on December 12th, 2017

Day 13

Begins at 10:00:00 AM ET on December 13th, 2017 and ends at 11:59:59 PM ET on December 13th, 2017

Day 14

Begins at 10:00:00 AM ET on December 14th, 2017 and ends at 11:59:59 PM ET on December 14th, 2017

Day 15

Begins at 10:00:00 AM ET on December 15th, 2017 and ends at 11:59:59 PM ET on December 15th, 2017

Day 16

Begins at 10:00:00 AM ET on December 16th, 2017 and ends at 11:59:59 PM ET on December 16th, 2017

Day 17

Begins at 10:00:00 AM ET on December 17th, 2017 and ends at 11:59:59 PM ET on December 17th, 2017

Day 18

Begins at 10:00:00 AM ET on December 18th, 2017 and ends at 11:59:59 PM ET on December 18th, 2017

Day 19

Begins at 10:00:00 AM ET on December 19th, 2017 and ends at 11:59:59 PM ET on December 19th, 2017

Day 20

Begins at 10:00:00 AM ET on December 20th, 2017 and ends at 11:59:59 PM ET on December 20th, 2017

Day 21

Begins at 10:00:00 AM ET on December 21st, 2017 and ends at 11:59:59 PM ET on December 21st, 2017

2. SWEEPSTAKES ELIGIBILITY:  The Sweepstakes is open only to legal residents of the United States who are 18 years of age or older as of the date of entry. Winner(s) must be able to pick up prize from Sponsor’s at 2 North Market Street Frederick, MD 21701. The following persons are not eligible to participate in the Sweepstakes:  Sponsor; any of Sponsor’s parents, subsidiaries, affiliates, or advertising and promotion agencies; and any employee, officer, director, representative or agent of any of the foregoing persons. Void where prohibited or restricted by law.  Sponsor may verify eligibility at any time. The Sponsor will make any determinations of eligibility. Sponsor’s decision as to eligibility is final.

3. TO PARTICIPATE:  Eligible participants can enter the Sweepstakes in the following manner by:

Entry Method 1: Visiting FCB Facebook page and commenting on the daily post. The FCB Facebook page can be found at https://www.facebook.com/FrederickCountyBank/ (the “Sweepstakes Page”). As part of the Sweepstakes entry process, you may be required to “Like” the FCB Facebook page. Only one entry per comment per entry period. Posting/commenting on the same daily post multiple times will not result in multiple entries. By entering the Sweepstakes, you agree that you have read, accepted and agreed to be bound by these rules. Rules. There is no monetary cost to enter the Sweepstakes. No purchase is required.

Entry Method 2: Eligible participants may alternatively enter the Sweepstakes by emailing rsvp@fcbmd.com during the Entry Period. The email shall include the eligible participant’s name, email address, phone number, and date of birth.

Limit one (1) entry per person/email address, regardless of method of entry.

Entries must be received by Sponsor no later than 11:59:59 PM EST on the day of each entry Period. Any attempt by a person to use multiple identities, fraudulent transactions, or cancelled transactions to gain more entries than permitted by these Official Rules shall result in disqualification in Sponsor’s sole discretion. By participating, entrants warrant and represent that they agree to be bound by these Official Rules and the final decisions of the Sponsor.  Entry information becomes the exclusive property of Sponsor upon submission.  Proof of submission of entry does not constitute proof of receipt of entry.  It is the sole responsibility of the entrant to notify the Sponsor in writing if the entrant changes his or her telephone number during the Sweepstakes. YOU ARE NOT REQUIRED TO SHARE YOUR ENTRY ON YOUR PERSONAL FACEBOOK TIMELINE AS A CONDITION TO ENTERING THIS SWEEPSTAKES.

4. RANDOM DRAWING/ODDS:  On or about the next day after each Entry Period, the FCB Marketing Department will select one potential winner by way of a random drawing from among all eligible entries received.  Odds of winning depend on the number of eligible entries received.

5. PRIZE:  There are 22 prizes (1 per Entry Period). Each Sweepstakes winner for the first 21 Entry Periods will receive one of the prizes, which may consist of item(s) set forth in the table below. (the “Prize”). The Sweepstakes winner for the final Entry Period (10:00:00 AM ET December 21st, 2017 – 11:59:00 PM ET December 21st, 2017) will receive one of each previous Entry Period’s Prize (the “Final Prize”). The Prize and the Final Prize will be procured, administered, and distributed by Sponsor. The total maximum retail value of each Prize is set forth in the table below. The total maximum retail value of all Prizes, including the Final Prize is $3,794.85.



Value (USD)


Gift Card Downtown Frederick Partnership



Shabby Chic Gift Collection



Zi Pani gift card and Wreath from Abloom



Frederick Basket Co. Warm Café Drawer



New York NY Hair Care



Glory Donuts gift card and Molly’s Meandering’s Marble Stocking Holder



Smooch Custom Face in a Box



Holistic Health Associates Session & Artifacts Glass Pendant



Downtown Frederick Partnership gift card & Alive @ 5 tix



Isabella’s gift card &Velvet Lounge Bracelet



MUSE Handmade scarf & Ananda Shala gift card



Mahogany Orb from Earthly Elements and Ukulele from Makin' Music



Rockwell Brewery gift card & Hunting Creek gift card



Temple Hair Care assortment and services, flat iron, 50% off coupon, (restrictions apply)



Savage Soaps Gift Bag & Hootch and Banter gift card



Dancin' Bear Game and Top & Candy Kitchen treats



Uncle Ralph's brownie gift card & Curious Iguana book



Sylvanna Inst facial & gift basket



Hat and rocks glasses and tasting group voucher- Tenth Ward distillery



Frederick Foot and Ankle shoes voucher up to $200



Dutch's Daughter $100 gift card



One (1) of Each Previous Gift


The winner(s) will not receive cash value or any other form of compensation.  No prize transfer.  No other prize substitution, except at Sponsor sole discretion due to unavailability, in which case a prize of comparable or greater value will be awarded. All taxes (including without limitation Federal, state and local taxes) in connection with the Prize, and the reporting consequence thereof, are the sole responsibility of the winner.  The Final Prize winner (the winner of the last Entry Period) may be required to sign and return an IRS W-9 form within the time period specified by Sponsor, and such winner will receive an IRS Form 1099 issued in his/her name for the actual value of prizes received if required by law.

6. WINNER NOTIFICATION/VERIFICATION/ADDITIONAL PRIZE RESTRICTIONS:  The potential winners will be notified by Facebook through a public post from the Sponsor within two (2) days following the announcement or draw of the potential winner. If a potential winner entered the Sweepstakes by sending an email, the Sponsor will contact the potential winner(s) directly through the email provided.  Each potential winner shall send Sponsor a private message to verify his/her eligibility and ability to accept the Prize or Final Prize. If such a potential winner is not available or if there is no answer at the time any Facebook post is made or an email is sent, a private message may be sent either through Facebook or email to the potential winner, if possible. The Sponsor may also phone the potential winner(s) up to two times.  Any such private message, email, or call will instruct the potential winner on how to claim the prize.  Potential winner must complete, electronically sign, and submit a Declaration of Compliance and IRS form W9, if required by law or by these rules, at the time they claim the prize in order to claim his/her prize. Potential Winner must reply as instructed to identify him/herself, confirm his/her eligibility and ability to accept the Prize or the Final Prize, and provide his/her complete contact information within such time period, or he/she will be disqualified.  In Sponsor’s sole discretion, a potential winner may only be notified one time as set forth above for attempted prize notification. All Prizes not claimed by January 15th, 2018, will be forfeited. Proof of identity, age, and legal residence may be required to claim the Prize or the Final Prize. Any winner or potential winner may be disqualified in Sponsor’s sole discretion if: (a) he/she fails to provide any required information or properly completed documents within the required time period; (b) he/she fails to comply with any of the terms of these Official Rules; or (c) if any Prize or prize notification is returned as undeliverable, any private message or email message sent is not timely returned, or any forms sent to potential winner are not timely returned as instructed.  In the event of disqualification of a winner or potential winner, at Sponsor’s sole discretion the Prize or the Final Prize may be awarded to an alternate winner (or runner up) selected from among the remaining applicable eligible entries via the means of winner determination described herein, pending verification of eligibility.  All prizes will be awarded.  No responsibility is assumed by Sponsor for any incorrect or missing postal address, email address or phone number associated with an entry, or any change of address, email or phone number of entrant after entry submission.  Sponsor will determine any prize details not specified in its sole discretion.  Sponsor will not replace any lost, damaged or stolen prizes. Prizes are awarded as-is and without warranty of any kind, implied or express. Each winner must collect the Prize and/or the Final Prize from the Sponsor’s location at 2 North Market Street Fredrick, MD 21701. Sponsor will hold all winning entries until no later than January 15th, 2018. Any prize not claimed on or before January 15th, 2018 will be forfeited.

7. WARRANTIES AND REPRESENTATIONS: By participating, entrants warrant and represent that they agree to be bound by these Official Rules and the final decisions of the Sponsor. You represent and warrant that you own or otherwise control all of the rights to the content that you post; that the content is accurate; that use of the content you supply does not violate the Official Sweepstakes Rules or any rights of a third party and will not cause injury to any person or entity; and that you will indemnify Sponsor, its related entities and its affiliates for all claims resulting from content you supply submit. Entrants further grant Sponsor and its affiliates and sublicensees the right to use the name that you submit in connection with such content, if they choose. Sponsor has the right to remove or delete any submission, or any part of any submission, if the submission (or any part thereof) contains false, untrue, obscene, or indecent statements or material or if the submission (or any part thereof) violates any applicable law, as determined in their sole discretion. 

8. GENERAL CONDITIONS: Sponsor, Facebook, Instagram, Twitter, their parents, subsidiaries, affiliates, advertising and promotion agencies, or any wholesalers, retailers, importers, or distributors together with the employees, officers, directors, and agents of each (aforementioned individuals and organizations collectively, the “Releasees”) are not responsible and shall not be liable for:  [a] failures or malfunctions of phones (including wireless phones/handsets), phone lines or telephone systems or other communications malfunctions; cellular equipment towers, telephone systems or wireless services; [b] interrupted or unavailable network, server or other connections including those through and/or by the Sweepstakes Page; [c] electronic, hardware or software program, network, Internet or computer malfunctions, failures, or difficulties of any kind, including without limitation, server malfunction or by any human error which may occur in the processing of entries; [d] failed, garbled, lost, misrouted or scrambled transmissions; [e] any error, omission, interruption, defect or delay in any transmission or communication or other errors or problems of any kind whether mechanical, human, technical, electronic, cellular telephone related or otherwise; [f] traffic congestion on the Internet or for any technical problem, including but not limited to any injury or damage to entrant's or any other person's computer or wireless phone/handset related to or resulting from participation in this Sweepstakes; [g] late, lost, incomplete, damaged, or misdirected entries, email messages, or postage-due mail; [h] any condition caused by events beyond the control of the Sponsor that may cause the Sweepstakes to be disrupted or corrupted; or [i] printing errors in Sweepstakes / advertising materials.  By entering and participating, entrants agree to: [a] abide by these Official Rules and by the decisions of Sponsor, whose decisions are final and binding on all matters pertaining to this Sweepstakes; [b] the use of their names, photographs, testimonials or other likeness and/or prize information or personal exposition (and/or any edited portion thereof) by Sponsor and its designee(s) for promotional, advertising and/or publicity purposes in any media, now or hereafter known throughout the universe in perpetuity, including but not limited to the posting of their names on the Sweepstakes Page, without compensation or notice to, or further consent of, to the winner to the extent permitted by law; and [c] to release, discharge and hold harmless the Releasees from any and all injuries, liability, losses and damages of any kind resulting from their participation in the Sweepstakes or their acceptance, use or misuse of any prize awarded in this Sweepstakes, including, without limitation, personal injury, death and property damage.  Failure to comply with the Official Rules may result in disqualification at Sponsor’s sole discretion and selection of an alternate winner.  All federal, state and local laws and regulations apply.  CAUTION: ANY ATTEMPT BY A SWEEPSTAKES ENTRANT OR ANY OTHER INDIVIDUAL TO DELIBERATELY DAMAGE ANY WEB SITE OR UNDERMINE THE LEGITIMATE OPERATION OF THE SWEEPSTAKES IS A VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, SPONSOR AND ITS DESIGNEES RESERVE THE RIGHT TO SEEK DAMAGES FROM ANY SUCH SWEEPSTAKES ENTRANT TO THE FULLEST EXTENT PERMITTED BY LAW.  Internet entry must be made by the entrant only at the authorized Sweepstakes Page and completing the online entry form or through the Entry Methods listed above.  Entries may not be made by any other individual or any entity, and/or originate at any unauthorized Internet web site or email address, including, but not limited to, commercial Sweepstakes subscription notification and/or entering service sites.  Any potential winner who entered by any of the prohibited methods described above will be disqualified and an alternate winner will be selected.  In the event of a dispute regarding the identity of the person submitting an entry, the entry will be deemed to be submitted by the “authorized account holder” associated with the email account at the time of entry, who must comply with these Official Rules.  Potential winner may be required to provide evidence (to the Sponsor’s satisfaction) that they are the authorized account holder of the email address associated with a winning entry.  The authorized account holder is defined as the natural person who is assigned an email address by an Internet access provider, an online service provider, or another organization that is responsible for assigning email addresses or the domain associated with the submitted email address.  In the event a dispute regarding the identity of the person who actually submitted an entry cannot be resolved to Sponsor's satisfaction, the affected entry will be deemed ineligible.  Sponsor reserves the right at its sole discretion to disqualify any individual it finds to be tampering with the entry process or the operation of the Sweepstakes or any associated web site; to be acting in violation of the Official Rules; or to be acting in an unsportsmanlike or disruptive manner, or with intent to annoy, abuse, threaten or harass any other person.  If, for any reason, the Sweepstakes is not capable of running as planned by reason of damage by computer virus, worms, bugs, tampering, unauthorized intervention, fraud, technical limitations or failures, strikes, industry conditions, bankruptcy or liquidation, marketplace demands, applicable law, unforeseen obstacles, or any other causes which, in the sole opinion of Sponsor, could corrupt, compromise, undermine, or otherwise affect the administration, security, fairness, integrity, viability, or proper conduct of the Sweepstakes, Sponsor reserves the right in its sole and absolute discretion to cancel, terminate, modify, or suspend all or any part of the Sweepstakes, and to select the applicable winner(s) from among the applicable eligible, non-suspect entries received up to the time of such cancellation, termination, modification, or suspension, as applicable, or to proceed in such a manner as may be deemed fair and equitable by Sponsor in its sole discretion. 


9. GOVERNING LAW:  Except where prohibited, each entrant agrees that any and all disputes, claims and causes of action arising out of, or connected with, the Sweepstakes or any prize awarded shall be resolved individually, without resort to any form of class action, and exclusively by the appropriate court located in the State of Maryland.  All issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, entrant’s rights and obligations, or the rights and obligations of Sponsor in connection with the Sweepstakes, shall be governed by, and construed in accordance with, the laws of the State of Maryland, without giving effect to any choice of law or conflict of law rules (whether of the State of Maryland or any other jurisdiction), which would cause the application of the laws of any jurisdiction other than the State of Maryland.  Under no circumstances will participant be permitted to obtain awards for, and waives all rights to claim, punitive, incidental or consequential damages, or any other damages, including attorneys’ fees, and participant further waives all rights to have damages multiplied or increased.

10. PRIVACY:  Information submitted in connection with the Sweepstakes will be treated in accordance with these Official Sweepstakes Rules and the Sponsor’s Privacy Policy located at https://www.fcbmd.com/privacy.htm.

11. SEVERABILITY/HEADINGS:  If any provision of these Official Rules is found to be unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from these Official Rules and shall not affect the validity and enforceability of any remaining provisions.  Headings and captions are used in these Official Rules solely for convenience of reference, and shall not be deemed to affect in any manner the meaning or intent of these Official Rules or any provision hereof.

12. WINNER LIST:  The name, city and state of the winner can be requested from Sponsor for approximately 60 days beginning on or about December 2nd, 2017.  For a list of the winners of the Sweepstakes or for a copy of these Official Sweepstakes Rules, mail a self-addressed stamped envelope for receipt by February 22nd, 2018 to Sponsor at the below address.

Sponsor: Frederick County Bank P.O. Box 1100, Frederick, MD 21702

© 2017 Frederick County Bank. Sponsor’s names and logos may be trademarks of Frederick County Bank or its affiliate.

This promotion is in no way sponsored, endorsed or administered by, or associated with Facebook, Instagram, or Twitter. You understand that you are providing your information to Frederick County Bank and not to Facebook, Instagram, or Twitter.  The information you provide will only be used for the purposes described in the Official Rules of the Sweepstakes, and for sending subscribers company updates and announcements. Please direct any questions to Frederick County Bank and not to Facebook, Instagram, or Twitter.