Personal Credit Card Services

Our cards let you do more. We can get you the credit card to meet your unique needs. Choose from a low-rate credit card or the World credit card to earn preferred points.

Low Rate Credit Card

Take advantage of our low rate card for your everyday spending needs and save more money with no annual fee. Plus, stay further protected with rental car damage waiver protection.

BENEFITS

  • Low interest rates make it easy to pay off!
  • Save more money with no annual fee.
  • Stay further protected with rental car damage waiver protection.

FEATURES

  • Competitive annual percentage rate (APR).*
  • Low introductory rate for the first six months.*
  • Online account information available 24/7 at www.cardaccount.net.

ADDITIONAL INFORMATION

  • Competitive annual percentage rate (APR).*
  • Low introductory rate for the first six months.*
  • No annual fee.
  • 24-hour toll free live customer assistance.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection.
  • APR* for purchases and cash advances is the same.
  • 25-day interest-free grace period on all purchases.
  • Price protection with an extended warranty.

World Credit Card & Preferred Points

Earn points on your purchases for great rewards and feel secure with a 25-day interest free grace period. Plus, enjoy a low introductory rate for the first 6 months!

BENEFITS

  • Earn points on your purchases for great rewards.
  • Feel secure with a 25-day interest free grace period.
  • Get comfortable with a low interest rate for the first 6 months!

FEATURES

  • Cash in on your points at www.mypreferredpoints.com.
  • Save money with no annual fee.
  • Feel good about having a competitive annual percentage rate (APR).

ADDITIONAL INFORMATION

Use your Preferred Points Card to earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.

Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise, including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, and more. A brochure with more details is available at any community banking office.

Some other features of the card include:

  • Competitive annual percentage rate (APR).
  • Low introductory rate for the first six months.*
  • No annual fee.
  • 24-hour toll free live customer assistance.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection.
  • APR* for purchases and cash advances is the same.
  • 25-day interest-free grace period on all purchases.

*Please see application for information about current APRs and fees.

Download A Application

Personal Credit Card

Once completed, credit card applications can be submitted via fax or at a community banking office

Talk To Us

We have dedicated staff that can assist you with getting started. Call now!

1-301-620-1400

Visit A Office

Our friendly knowledgeable office staff can take your application at an office convenient to you.

Find a Office