Online Banking

Other Business Services

Take Advantage of These Other Great Business Services Available at FCB



Business Courier Service

Don't have time to drive to the bank? Let FCB come to you so you can focus on more pressing issues. Our convenient Business Courier Service will collect non-cash business deposits for same-day processing. Enjoy flexible scheduling and increased efficiency with the reliable service.

Merchant Processing    

When you use FCB's Merchant Processing services, you can offer your customers a full range of flexible electronic payment options, including credit and debit card acceptance, electronic check conversion, electronic benefit transfer acceptance and gift cards. And FCB's Merchant Processing services mean you'll benefit from timely settlement to your business checking account and receive next-day funding for credit card transactions, including American Express.

VISA® Business Check Card

There's no need to carry cash when you can enjoy real purchasing power with the card that works like a check and also provides ATM access! This is a great way to manage your cash flow and keep track of company expenditures. All transactions are subject to available funds and daily transaction limits.

To report a lost or stolen card, please call FCB Operations at 301-620-1400 during regular business hours or call 1-800-500-1044 during non-business hours.

VISA® Business Credit Cards      

FCB offers a variety of business credit cards to meet your needs. Become a card member and enjoy a wide range of benefits including competitive introductory rates and your choice of rewards programs. Learn more about business credit card options today!

Automated Teller Machines (ATMs)

FCB offers a 24-hour ATM at each of its convenient bank centers, where you may make deposits, check balances, transfer funds and obtain cash up to the daily limit. In addition, FCB clients enjoy surcharge-free ATM access at convenient locations throughout Frederick County and nationwide through the Allpoint®, SUM®, MoneyPass® and STARsf® ATM networks.

For added convenience, FCB's ATM withdrawal limit is now $500 per day.


Business Night Depository


Drop off your business deposits after hours at any FCB bank center location for convenient processing during our next business day.



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  • Mobile Deposit Capture

    Mobile Deposit Capture - Now Available! Learn more about FCB Mobile Deposit’s benefits and features today.

  • Online Banking & Bill Pay

    Enjoy the modern convenience and security of FCB's Online Banking & Bill Pay today, including remote deposit capture for both personal and business use!