Online Banking

Business Savings

Easy to Access, Safe and Secure

FCB Business Savings Account

This is our basic interest-bearing savings account for businesses with low to moderate balances. There is no monthly maintenance fee when the low minimum balance is maintained.

Business Money Market Account

Businesses with moderate to high balances can manage their assets with this interest-bearing account.  It features tiered competitive rates to earn higher interest for higher balances. There is a maximum limit of six withdrawals per monthly statement cycle to include checks, debit card or Point of Sale (POS) transactions and pre-authorized transfers. Maintaining a minimum balance offsets monthly maintenance fees.

Business Certificates of Deposit (CDs)

FCB offers a wide range of CDs with flexible terms and competitive rates for business clients who don't need to access cash for longer periods of time. This traditional product is insured up to the maximum allowed by the Federal Deposit Insurance Corporation (FDIC). Please call us at 301-620-1400 for today's rate and term information.

Sweep Investment Account (SIA)

Established in conjunction with Goldman Sachs Asset Management, FCB’s Sweep Investment** account provides the opportunity for businesses to maximize their returns. The collected balance in a linked checking account is reviewed each business day to determine excess funds above a specified target balance. Excess funds are then automatically invested overnight into a readily available, interest-earning money market mutual fund.


  • Security Awareness & Alerts

    Frederick County Bank is serious when it comes to your safety and securing your personal information. We will help keep you informed with all the news and information you need to feel protected. 

  • Latest News

    Read the latest news releases for FCB!

  • Mobile Deposit Capture

    Mobile Deposit Capture - Now Available! Learn more about FCB Mobile Deposit’s benefits and features today.

  • Online Banking & Bill Pay

    Enjoy the modern convenience and security of FCB's Online Banking & Bill Pay today, including remote deposit capture for both personal and business use!