Online Banking

Business Checking

All Frederick County Bank business accounts feature:

  • FREE online banking with bill pay
  • FREE electronic statements
  • FREE online check images
  • FREE Email and mobile device alerts
  • SURCHARGE-FREE ATM access at convenient locations throughout Frederick County and nationwide

Analysis Checking

Created for businesses with moderate to high account transactions and a need for cash management services, FCB’s Analysis Checking account allows active businesses to combine multiple deposit accounts into one relationship. Benefit from reduced or offset service charges by maintaining collected and available balances that receive an analyzed earnings credit.

Business Checking

FCB’s Business Checking account is the ideal solution for businesses with limited monthly activity and low to moderate (250 or less per month) account transactions. There is no monthly maintenance fee when the low minimum balance is maintained.

Non-Profit Checking

Designed especially for local qualified religious, charitable or non-profit organizations with low to moderate (250 or less per month) account transactions, the Non-Profit Checking account is a non-interest bearing checking account. There are no minimum monthly balance requirements.

Making a Difference NOW

FCB’s Making a Difference NOW checking is a tiered-rate, interest-bearing account available to qualified non-profit organizations. Earn higher interest for higher balances and enjoy unlimited check writing and withdrawals.  Up to 500 combined items (checks paid, debits, deposit items and deposit tickets) are free.

Business NOW

Available to qualified non-profit organizations and sole proprietorships with low to moderate (250 or less per month) account transactions, Business NOW is an interest-bearing checking account. There is a low minimum monthly balance requirement.

Interest on Lawyer’s Trust Accounts (IOLTA)/Maryland Affordable Housing Trust (MAHT)

Specifically designed for law firms and title insurers who hold client funds pursuant to Maryland law, FCB’s interest-bearing IOLTA and MAHT accounts make it easy and convenient to manage clients’ escrow funds. Net interest is remitted as applicable to Maryland Legal Service Corporation (MLSC) or Maryland Affordable Housing Trust (MAHT).

Complete terms and conditions for each account are available upon request.

  • Security Awareness & Alerts

    Frederick County Bank is serious when it comes to your safety and securing your personal information. We will help keep you informed with all the news and information you need to feel protected. 

  • Latest News

    Read the latest news releases for FCB!

  • Mobile Deposit Capture

    Mobile Deposit Capture - Now Available! Learn more about FCB Mobile Deposit’s benefits and features today.

  • Online Banking & Bill Pay

    Enjoy the modern convenience and security of FCB's Online Banking & Bill Pay today, including remote deposit capture for both personal and business use!