As your business grows, so does your need for reliable cash management solutions. With Frederick County Bank’s secure, state-of-the-art cash management products and services, you can more efficiently administer your cash flow, lower your operating costs and speed your collections.
With 24/7 real-time access from any location using a browser and Internet connection, you can track account balances, view transaction details, transfer funds between FCB accounts, initiate ACH transactions and wire transfers, and place stop payments. Online Bill Pay is another popular feature for people who want to spend their time growing their business, not writing checks! Please click here to find out more.
The ACH network continues to be one of the fastest growing services in the banking industry by expediting the processing of financial transactions. Here are just a few examples:
Wire Origination is a solution anytime you need funds transferred for same-day credit and for same-day settlement needs. This service enables you to initiate outgoing domestic and international wires.
Gone are the days of rushing to the bank to make your deposit in person by 2:00 pm! FCB is taking banking convenience to a whole new level. Now you can bank from your own office desktop with our web-based Remote Deposit Capture. With the use of a simple scanner, you can now scan and transmit checks for deposit electronically to FCB for same-day processing up to 6:00 pm
Manage your company’s cash flow more efficiently by concentrating all of your funds from subsidiary accounts at FCB into a Master Account. Exact funds are automatically transferred from the Master Account into the subsidiary account against which a disbursement has been made. Zero Balance accounts are ideal for businesses with subsidiaries or more than one location.
Established in conjunction with Goldman Sachs Asset Management, FCB’s Sweep Investment** account provides the opportunity for businesses to maximize their returns. The collected balance in a linked checking account is reviewed each business day to determine excess funds above a specified target balance. Excess funds are then automatically invested overnight into a readily available, interest-earning money market mutual fund.
*Some exclusions may apply. Contact FCB's Commercial Banking department at 301-620-1400 for more information.
**Investments are NOT deposits and are not FDIC-Insured or insured by any federal government agency. There is no bank guarantee and funds may decrease in value.
Frederick County Bank is serious when it comes to your safety and securing your personal information. We will help keep you informed with all the news and information you need to feel protected.
Read the latest news releases for FCB!
Mobile Deposit Capture - Now Available! Learn more about FCB Mobile Deposit’s benefits and features today.
Enjoy the modern convenience and security of FCB's Online Banking & Bill Pay today, including remote deposit capture for both personal and business use!