BizNOW Payment Cards

Take Control Over Employee Expense Management

It’s easy for you and your employees to request, track, and report expenses with the BizNOW card and app. Your team will benefit from a simpler, more secure process and you will be able to quickly approve, deny, and review requests as well as view and export receipts. Manage your company budget, funding outflows, and expense tracking from a single app!

1. Sign Up for BizNOW

Get started with a more flexible and efficient way to manage your employee spending

Get BizNOW

2. Fund Your Vault

Link up to 3 of your bank accounts to fund your company vault. You can have up to $100k in your vault at one time.

3. Add Employees & Send Funds

Create employee and once they are approved and activated start funding their cards

4. Manage on the Go

Download the BizNOW Mobile App to manage your funds, track transactions, and view reports.

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Benefits for Business Owners

icon showing hub of money and spokesEmployee Expense Management

Approve, purchase, report! With BizNOW your employees will have their own cards to make purchases and an app to request funds, save their receipts, and categorize expenses. No need for reimbursement forms, hunting down missing documents, and paper archives – everything is saved and at your fingertips. This is an easy employee expense management tool.

cell phone icon with credit cardReal-time Requests, Notifications, and Reports

Review and approve requests remotely so that your team is never without the funds they need. You’ll also be able to set up spending notifications, review transactions, and move funds. You can even set up custom categories for specific projects, unique department needs, and more.



credit card resting on edge of laptopAdd & Remove Users

Manage access for your team as they join and leave your company. Once an employee is approved they will receive their card via USPS first class mail within 4 to 7 business days. There’s no credit check and your team and spend without the risk of maxing out your credit line. Plus, you can set each team member’s spending limit.


cell phone icon with credit cardExports & Accounting Software Integration

Every transaction is captured in the BizNOW app, with the merchant’s name, category, and date of purchase. Your team can easily add additional expense details and notes. Export transaction history, receipt photos, and create monthly reports your accounting team will love. 

Cardholder Benefits

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Use Everywhere Debit Mastercard® is Accepted

No need to use your personal card, track down and borrow company cards, or fill out reimbursements! Use your BizNOW card anywhere Debit Mastercard is accepted – including online. 

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Categorize Purchases

Easily create and categorize your purchases and receipts. Track and review your spending on gas, food, client services, supplies, and more. And you can snap pictures of your receipts for your finance team.

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Request Funds OnDemand

Send a request for funds directly from the app. This means if you are traveling, out of the office, making a larger purchase you can request and receive funds at anytime.

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Enjoy Automatic Approval

Have a recurring expense or know your monthly budget? Your company can set you up with automatic approval capabilities. Less time waiting, more time making your funds work for you. 

Explore the Features


Ready to Get Started?

Get your employee expense projects under control today!

Sign Up for BizNOW

Frequently Asked Questions

Are there limits to load amounts?

You are able to load up to $100k in your company vault at a time and employee cards can have up to $10,000

One of my employees left the company – what can I do?

When one of your team members leaves you can put an immediate suspension on their card and pull the funds back into the company vault. 

What if a card is lost or stolen?

You can suspend and reactivate cards from the mobile app at any time. If someone has lost their card or suspects it has been compromised you can immediately put a stop to all spending. If the card is recovered, you can unlock it.  

How long does it take for my employees to get their cards?

If all employee details are provided accurately, their .application will be reviewed and responded to within 36 hours. As soon as the employee is approved, a card package will be produced and mailed on the following business day. Typically cards will arrive via USPS in 4-7 business days.

Is this an ACH or card based transfer?

The transfer to your company vault is via ACH. The movement of funds from the company vault to an employee card or vice versa is nearly instantaneous.


Frederick County Bank is a distributor of the BizNOW program. The BizNOW® Prepaid Mastercard® is issued by Sunrise Banks, N.A., Member FDIC, pursuant to a license by Mastercard International. Mastercard is a registered trademark of Mastercard International. This card may be used everywhere Debit Mastercard is accepted. Use of this card constitutes acceptance of the terms and conditions stated in the Cardholder Agreement.