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Commercial Lending

Finance your projects or improve your workflow, the right loan or line of credit is a powerful business tool

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Business Banking

Daily and long-term financial services to make your business more efficient and profitable

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Personal Banking

Convenient products to help you track, manage, save, and spend your funds

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Home Loans

Buy, build, or refinance your dream home with an FCB personal loan product

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Beneficial Ownership Notice

Effective May 11, 2018: New rules under the Bank Secrecy Act require all persons opening new accounts for a covered Legal Entity to provide identifying information. When opening a new account on behalf of a Legal Entity you will be required to provide name, address, date of birth, social security number, and identification documents for each individual with beneficial ownership (25% or more) and one individual with significant managerial control.

If you have any questions please contact 301-620-1400

Bridge on Carroll Creek

Community Banking Begins Here

Where you choose to bank matters. It’s your voice on what’s important to you and an opportunity to be part of a larger movement that has a big impact. The same way you may shop local stores, buy local produce and foods, and support local charities, when you bank locally you are investing in the success and prosperity of our community.

See How it Works


Get To Know FCB

FCB Earns Maryland Green Registry Member Status

At FCB we know a lot about green … but usually we’re talking about money. This time we’re excited to announce that we have been accepted as a member of the Maryland Green Registry, an...

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FCB Earns Maryland Green Registry Member Status

Fourth Quarter Earnings 2017

Frederick County Bancorp, Inc. (the “Company”) (OTC Pink Marketplace: FCBI), the parent company for Frederick County Bank (“FCB”), announced today that, for the quarter ended December 31, 2017,...

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Fourth Quarter Earnings 2017

FCB Courier Car Gets Second Chance

Second Chances Garage helps those in need get access to reliable transportation. That's why when the FCB Business Courier Car was ready for a new life we donated it SCG.

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FCB Courier Car Gets Second Chance

FCB Named "Best Bank" 2017

It's official! The readers of The Frederick News-Post have named FCB "Best Bank" 2017! We're incredibly grateful to our community for selecting us this year!

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FCB Named "Best Bank" 2017

Blessings in a Backpack

Many students in Frederick County are facing food insecurity. Through organizations like Blessings in a Backpack, these students receive weekend food bags to keep them fed.

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Blessings in a Backpack

October Community Shred Day

It's important to protect your personal and financial information. On October 14th FCB held our semi-annual Shred Day event to help people safely destroy their documents.

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October Community Shred Day