Results for the Fourth Quarter 2011
January 20, 2012, Frederick, MD – Frederick County Bancorp, Inc. announced today...more
FCB's East Frederick Branch Office Now Open!
It’s a new year – and FCB has a NEW branch! Our East Frederick Branch Office, located at 490 Monocacy Blvd. on the corner of Monocacy Blvd. and Bucheimer Rd. near the Frederick airport, is now open.
Visit FCB’s new branch and you’ll see some familiar faces: Mike McIntyre and Kai Bradley from our Antietam office will serve as East Frederick’s Branch Manager and Assistant Manager, respectively. The rest of the branch team includes Financial Services Representative Charlene Collins from the Patrick Center Branch, Head Teller Louise Shipley from Crestwood and Teller Vera Hawkins from Antietam. We wish you a great start to 2012 and look forward to seeing you at our new branch soon!
FCB Announces Promotion and Branch Management Realignment
November 16, 2011, Frederick, MD --- Wanda S. Shade, Senior Vice President, Retail Banking, of Frederick County Bank, announced...more
FCB Celebrates 10 Years
On October 18, 2011, Frederick County Bank celebrated 10 years as YOUR community bank! In honor of FCB’s anniversary, we are giving away an iPAD2 at each of our branch locations - just stop by any FCB branch until November 18 to fill out an entry form (limited to one entry per person, per day, per branch). We sincerely appreciate your business and look forward to helping you achieve your financial goals for many years to come. Thank you for banking with THE Community Bank for Frederick County!
FCB Mobile Banking --- NEW!
FCB now offers Mobile Banking for personal account use! Our safe, secure mobile banking solution enables users to access accounts in a 24/7 real-time environment from any location with a wireless device. FCB Mobile Banking users can obtain account balances, retrieve transaction history and make transfers between personal accounts using one or more of three access modes: text messaging, mobile web or mobile app. Customers must already be enrolled in Personal Online Banking to register their mobile device and sign up for FCB Mobile Banking. Ask a branch representative for more info today!
Click here for answers to Frequently Asked Questions.
FCB Vision Statement:
We build relationships that empower our employees, exceed our clients’ expectations, and enrich the communities we serve, for present and future generations.
As of September 30, 2011, Frederick County Bank maintains a solid Four Star rating from Bankrate.com and the top Five Star rating from Bauer Financial, Inc.

Don't become a victim! Protect yourself against Identity Theft and Fraud with a free FCB Photo VISA® Debit Card.
Ask one of our branch representatives for your photo debit card today!
FCB Announces Special Dividend
April 11, 2011, Frederick, MD – Frederick County Bancorp, Inc. today announced a one-time special cash dividend on its common stock...more
FCB Equity One Home Equity Line of Credit (HELOC) --- NEW!
For homeowners who have existing equity in their primary residence, FCB’s Equity One HELOC is the ideal solution for those who want to complete home improvements, consolidate debt or reduce their mortgage principal balance at an accelerated rate. FCB offers competitive rates and no closing costs to open a home equity line of credit or refinance an existing mortgage loan. The interest may also be tax-deductible (see your tax advisor). Call 301-620-1400 to discuss your possibilities today!
Go Green Plus Account --- NEW!
Created for customers who want to reduce their carbon footprint and eliminate paper statements that need to be stored or shredded, FCB’s Go Green Plus Account* is a high yield personal checking account offering a competitive return. With no minimum balance requirement or monthly maintenance fees, the GGP Account gives customers the opportunity to earn more “green” just by banking electronically. Additional benefits include unlimited check writing, Free electronic statement delivery, Free Online Banking and Bill Pay, and a Free VISA® Debit Card with surcharge-free ATM access at over 65 ATMs in Frederick County and 50,000 nationwide. Help the environment and go GREEN today!
*Available to consumers and sole proprietors only. Monthly account requirements apply.
NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.
The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.
Electronic Deposit Insurance Estimator (EDIE): To learn more about deposit insurance provided by the Federal Deposit Insurance Corporation (FDIC) and to calculate the insurance coverage on your accounts,
click here.
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WEB WARNING
Frederick County Bank will never send an email requesting that you verify personal information. If you receive such an email from any bank, delete it immediately. Never click on a link in a suspect email as it may take you to a website that looks valid but which is actually a counterfeit site. Such "phishing" websites can be used to gain access to your IDs, passwords and other confidential account information.
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