November 24, 2014  

Business Checking

For added convenience, all Frederick County Bank Business Checking accounts feature VISA® Business Check Cards and Free Business Online Banking and Bill Pay.

Analysis Checking

Created for businesses with moderate to high account transactions and a need for cash management services, FCB’s Analysis Checking Account allows active businesses to combine multiple deposit accounts into one relationship. Benefit from reduced or offset service charges by maintaining collected and available balances that receive an analyzed earnings credit.

Business Checking

FCB’s Business Checking Account is the ideal solution for businesses with limited monthly activity and low to moderate (250 or less per month) account transactions. There is no monthly maintenance fee when the low minimum balance is maintained.

Non-Profit Checking

Designed especially for local qualified religious, charitable or non-profit organizations with low to moderate (250 or less per month) account transactions, the Non-Profit Checking Account is a non-interest bearing checking account. There are no minimum monthly balance requirements.

Making a Difference NOW

FCB’s Making a Difference NOW Account is a competitively tiered-rate interest-bearing account available to qualified non-profit organizations. Earn higher interest for higher balances and enjoy unlimited check writing and withdrawals.  Up to 500 combined items (checks paid, debits, deposit items and deposit tickets) are free.

Business NOW

Available to qualified non-profit organizations and sole proprietorships with low to moderate (250 or less per month) account transactions, the Business NOW Account is an interest-bearing checking account. There is a low minimum monthly balance requirement.

Interest on Lawyer’s Trust Accounts (IOLTA) / Maryland Affordable Housing Trust (MAHT)

Specifically designed for law firms and title insurers who hold client funds pursuant to Maryland law, FCB’s interest-bearing IOLTA and MAHT Accounts make it easy and convenient to manage clients’ escrow funds. Net interest is remitted as applicable to Maryland Legal Service Corporation (MLSC) or Maryland Affordable Housing Trust (MAHT).


Complete terms and conditions for each account are available upon request. 

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